Louisville/Jefferson County Metro Government property record for 12515 Echo Bridge Rd, Middletown, KY 40243
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,498 sqft · built 1978 |
| Lot Size | 0.202 acres (8,786 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,301 (2025) |
| Deeds & Mortgages | Aug 2023 Transfer Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22186902300000 |
| Primary APN | 22186902300000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,498 sqft Finished Area |
| Flooring | Covered |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,786 sqft (0.202 acres) |
| Garage Type | Attached |
| Garage Area | 276 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00097623 |
|---|---|
| Street Address | 12515 ECHO BRIDGE RD |
| City | MIDDLETOWN |
| State | KY |
| Zip | 40243-2125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4-RESIDEN |
| Legal Description | CROSSCREEK SEC 3-A |
| Legal Subdivision | CROSSCREEKE |
| Jurisdiction | JEFFERSON KY |
| Township / Civil Division | SOUTHEAST JEFFERSON |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 10407 |
Source: Louisville/Jefferson County Metro Government records, as of December 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4767 24TH ST N, ARLINGTON, VA 22207-2656 |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Aug 23, 2023 | Intrafamily Transfer, Transfer |
| Nov 14, 2018 | Deed of Trust, Mortgage · Conventional Mortgage DITECH FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 14, 2023 |
| Transfer Doc | 0000169200 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Aug 23, 2023 |
| Property Address | 12515 ECHO BRIDGE RD, MIDDLETOWN, KY 40243-2125 |
| Document Number | 0000169200 |
| Book / Page | D 12677 / 874 |
| Map Reference | MB 26 PG 83 |
| Instrument Date | Jul 14, 2023 |
| Instrument | 2023169200 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12515 ECHO BRIDGE RD, LOUISVILLE, KY 40243-2125 |
| Name | Verified Name |
|---|---|
| Address | 4767 11TH ST N # 24, 24, ARLINGTON, VA 22205-2515 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 12515 ECHO BRIDGE RD, MIDDLETOWN, KY 40243-2125 |
| Document Number | 0157820562 |
| Instrument Date | Nov 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2018 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 12515 ECHO BRIDGE RD LOUISVILLE KY 402432125, LOUISVILLE, KY 40243-2125 |
| Document Number | 0157820562 |
|---|---|
| Date | Dec 7, 2018 |
| Book Page | 015782/000562 |
| Instrument | 286493 |
| Name | DITECH FIN'L |
|---|---|
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 6, 2033 |
Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Consolidated City | Louisville/Jefferson County Metro Government |
| Municipality | Middletown City |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,301.00 (-3.64%) | $206,270 (-) Land $48,000 Building $158,270 | |
| 2024 | $206,270 (-) Land $48,000 Building $158,270 | ||
| 2023 | $2,388.00 (-0.33%) | $206,270 (-) Land $48,000 Building $158,270 | $206,270 (-) Land $48,000 Building $158,270 |
| 2022 | $2,396.00 | $206,270 Land $48,000 Building $158,270 | $206,270 Land $48,000 Building $158,270 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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