Escambia County property record for 1251 McKenzie Rd, Cantonment, FL 32533
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,598 sqft · built 1998 |
| Lot Size | 1.06 acres (46,174 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $691 (2024) |
| Deeds & Mortgages | Mar 2021 Second Mortgage Mar 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-2N-31-4101-000-007 |
| Primary APN | 36-2N-31-4101-000-007 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,598 sqft Living Area |
| 1st Floor Area | 1,598 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 46,174 sqft (1.06 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Open Porch |
| Porch Area | 88 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 120680560 |
|---|---|
| Street Address | 1251 MCKENZIE RD |
| City | CANTONMENT |
| State | FL |
| Zip | 32533-8020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | BEG AT INTER OF SLY R/W LI OF MCKENZIE RD (66 FT R/W) & ELY R/W LI OF HANDY RD (66 FT R/W) N 89 DEG 46 MIN 18 SEC E ALG SLY R/W LI 190 FT FOR POB CONT N 89 DEG 46 MIN 18 SEC E 110 FT S 0 DEG W 295 FT S 89 DEG 46 MIN 18 SEC W 110 FT N 0 DEG E 295 FT T |
| Legal Range | 31W |
| Legal Township | 02N |
| Legal Section | 36 |
| Legal Subdivision | SUBDIVISION NUMBER: 4101 |
| Legal Block | 7 |
| Jurisdiction | ESCAMBIA FL |
| Township / Civil Division | CANTONMENT |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 3614 |
1251 McKenzie Rd is owned and occupied by two individuals who acquired it in April 2025.
Source: Escambia County records, as of March 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1251 MCKENZIE RD, CANTONMENT, FL 32533-8020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CENTRAL CREDIT UNION OF FLORIDA |
| Mar 29, 2018 | Deed of Trust, Mortgage · Line of Credit CENTRAL CU/FL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 7, 2003 |
| Deed Sale | Feb 7, 2003 |
| Prior Sale | Aug 26, 1998 · Amount on File |
| Deed Book / Page | 5065 / 1697 |
| Last Transfer Date | Apr 2, 2025 |
| Transfer Doc | 0093051951 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Property Address | 1251 MCKENZIE RD, CANTONMENT, FL 32533-8020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1251 MCKENZIE RD, CANTONMENT, FL 32533-8020 |
| Document Number | 0084781129 |
|---|---|
| Date | Mar 8, 2021 |
| Book Page | 8478/1129 |
| Instrument | 2021024200 |
| Name | CENTRAL CREDIT UNION OF FLORIDA |
|---|---|
| Type | Credit Union |
| Address | PENSACOLA, FL 32522 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 12, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Property Address | 1251 MCKENZIE RD, CANTONMENT, FL 32533-8020 |
| Document Number | 0078810684 |
| Instrument Date | Mar 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1251 MCKENZIE RD CANTONMENT FL 325338020, CANTONMENT, FL 32533-8020 |
| Document Number | 0078810684 |
|---|---|
| Date | Apr 9, 2018 |
| Book Page | 007881/000684 |
| Instrument | 26869 |
| Name | CENTRAL CU/FL |
|---|---|
| Type | Credit Union |
| Address | PENSACOLA, FL 32522 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 8, 2038 |
| Rate Type | Adjustable Rate |
|---|
Source: Escambia County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Escambia County |
| Unified School District | Escambia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $86,855 | $192,382 Land $33,300 Building $159,082 | |
| 2024 | $691.00 (+2.07%) | ||
| 2023 | $677.00 (+3.68%) Homeowner's exemption | $81,950 (+3%) | $163,208 (+14.91%) Land $11,840 Building $151,368 |
| 2022 | $653.00 Homeowner's exemption | $79,564 | $142,036 Land $11,840 Building $130,196 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1251 McKenzie Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1995–1998) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 1998 · Hurricane Georges |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1251 McKenzie Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COTTAGE HILL WATER WORKS private · serves 6,737 people · EPA ID FL1170168 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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