12508 Oneal Rd, Wake Forest, NC 27587 Property Records

Wake County property record for 12508 Oneal Rd, Wake Forest, NC 27587

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 5,915 sqft · built 2008
Lot Size	1.07 acres (46,609 sqft)
Owner	2 Individual Names on Record
Last Sale	$6,000 (Jan 2021)
Tax Bill	$6,404 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Feb 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1822.04-54-6073-000`

Property Details

APN / Parcel Number

Primary APN	`1822.04-54-6073-000`
Alternative APNs	`1822.04-54-6073 0347913` `1822546073` `0347913`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	5,915 sqft Living Area
Basement Area	2,151 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Construction Type	Frame
Lot Area	46,609 sqft (1.07 acres)
Garage Area	816 sqft
Porch	Screened Porch
Porch Area	464 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	0347913
Street Address	12508 ONEAL RD
City	WAKE FOREST
State	NC
Zip	27587-9415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40W
Legal Description	LO3 HILLCREST FARM BM2006-02362
Legal Subdivision	HILLCREST FARM
Legal Lot Number	3
Jurisdiction	WAKE NC
Township / Civil Division	NEW LIGHT
Census Block Group	3
Census Block	3000
Census Tract	53901

Owner

Source: Wake County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12508 ONEAL RD, WAKE FOREST, NC 27587-9415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Line of Credit MORTGAGE MORTGAGE
Feb 1, 2023	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Jan 8, 2021	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2021 · Amount on Record
Deed Sale	Jan 8, 2021 · Amount on Record
Prior Sale	Dec 19, 2008 · Amount on Record
Deed Book / Page	18280 / 2747
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Recording Date	Jul 27, 2026
Property Address	12508 ONEAL RD, WAKE FOREST, NC 27587-9415
Document Number	0000084154
Book / Page	20293 / 2744
Instrument Date	Jul 18, 2026
Instrument	202684154
Transaction Type	Mortgage
Record Updated	Aug 5, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12508 ONEAL RD, WAKE FOREST, NC 27587-9415

Mortgage

Document Number	0000084154,
Date	Jul 27, 2026
Book Page	20293/2744
Instrument	202684154

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2056

Interest

Rate	6.47%
Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	12508 ONEAL RD, WAKE FOREST, NC 27587-9415
Transaction Type	Mortgage
Record Updated	Feb 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	019254/167
Date	Feb 1, 2023
Book Page	19254/167

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Feb 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Jan 8, 2021
Property Address	12508 ONEAL RD, WAKE FOREST, NC 27587-9415
Document Number	18280/2747
Book / Page	18280 / 2747
Map Reference	MB 2006 PG 2362
Instrument Date	Jan 4, 2021
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Tax	$12.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12508 ONEAL RD, WAKE FOREST, NC 27587-9415

Mortgage

Document Number	0182802749
Date	Jan 8, 2021
Instrument	18280/2749

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,404.00 (+10.62%)	$998,267 (+34.9%) Land $105,000 Building $893,267	$998,267 (+34.9%) Land $105,000 Building $893,267
2023	$5,789.00	$740,014 Land $73,500 Building $666,514	$740,014 Land $73,500 Building $666,514

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW LIGHT MASTER private · serves 2,619 people · EPA ID NC4392224
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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