12524 Oneal Rd, Wake Forest, NC 27587 Property Records

Wake County property record for 12524 Oneal Rd, Wake Forest, NC 27587

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,216 sqft · built 1990
Lot Size	1.11 acres (48,352 sqft)
Owner	2 Individual Names on Record
Last Sale	$177,000 (May 2017)
Tax Bill	$2,284 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jul 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1822.04-54-7379-000`

Property Details

APN / Parcel Number

Primary APN	`1822.04-54-7379-000`
Alternative APNs	`1822.04-54-7379 0182678` `1822547379` `018267801` `0182678`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,216 sqft Living Area
1st Floor Area	1,216 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2000
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	48,352 sqft (1.11 acres)
Garage Area	520 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	0182678
Street Address	12524 ONEAL RD
City	WAKE FOREST
State	NC
Zip	27587-9415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40W
Legal Description	LO1 PINEWOOD SUB SEII BM1988-246
Legal Subdivision	PINEWOOD SUB
Legal Lot Number	1
Jurisdiction	WAKE NC
Township / Civil Division	NEW LIGHT
Census Block Group	3
Census Block	3000
Census Tract	53901

Owner

Source: Wake County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12524 ONEAL RD, WAKE FOREST, NC 27587-9415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Jul 14, 2021	Intrafamily Transfer, Transfer
May 22, 2017	Warranty Deed, Transfer · Conventional Mortgage HOUSING FIN AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2017 · Amount on Record
Deed Sale	May 22, 2017 · Amount on Record
Prior Sale	Sep 14, 2007 · Amount on Record
Deed Book / Page	16788 / 1877
Last Transfer Date	Jul 14, 2021
Transfer Doc	18598/1168
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	12524 ONEAL RD, WAKE FOREST, NC 27587-9415
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	17841/1360
Date	Apr 27, 2020
Book Page	17841/1360

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAKE NC
Recording Date	Jul 14, 2021
Property Address	12524 ONEAL RD, WAKE FOREST, NC 27587-9415
Document Number	18598/1168
Book / Page	18598 / 1168
Map Reference	MB 1988 PG 246
Instrument Date	Jul 14, 2021
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12524 ONEAL RD, WAKE FOREST, NC 27587-9415

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	May 22, 2017
Property Address	12524 ONEAL RD, WAKE FOREST, NC 27587-9415
Document Number	167881877
Book / Page	016788 / 001877
Instrument Date	May 22, 2017
Transaction Type	Transfer
Record Updated	Jul 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$354.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12524 ONEAL RD WAKE FOREST NC 275879415, WAKE FOREST, NC 27587-9415

Mortgage

Document Number	167912668
Date	May 22, 2017
Book Page	016791/002668

Lender

Name	HOUSING FIN AGCY
Address	RALEIGH, NC 27611-8066

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Mortgage

Document Number	167881879,
Date	May 22, 2017
Book Page	016788/001879

Lender

Name	ON Q FIN'L
Type	Funding / Finance Company
Address	SCOTTSDALE, AZ 85251

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 21, 2047

Tax Assessment & Valuation

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,284.00 (+51.66%)	$354,002 (+85.68%) Land $130,000 Building $224,002	$354,002 (+85.68%) Land $130,000 Building $224,002
2023	$1,506.00	$190,652 Land $45,000 Building $145,652	$190,652 Land $45,000 Building $145,652

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW LIGHT MASTER private · serves 2,619 people · EPA ID NC4392224
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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