12428 Oneal Rd, Wake Forest, NC 27587 Property Records

Wake County property record for 12428 Oneal Rd, Wake Forest, NC 27587

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,296 sqft · built 2013
Lot Size	1.3 acres (57,064 sqft)
Owner	2 Individual Names on Record
Last Sale	$535,000 (Sep 2018)
Tax Bill	$4,395 (2023)
Deeds & Mortgages	May 2020 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1822.04-53-5519 0347917`

Property Details

APN / Parcel Number

Primary APN	`1822.04-53-5519 0347917`
Alternative APN	`0347917`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,296 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	57,064 sqft (1.3 acres)
Garage Area	308 sqft

Exterior Amenities

Pool Area	512 sqft
Porch	Porch
Porch Area	389 sqft
Patio Area	316 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0347917
Street Address	12428 ONEAL RD
City	WAKE FOREST
State	NC
Zip	27587-9414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40W
Legal Description	LO7 HILLCREST FARM BM2006-02362
Legal Township	14
Legal Subdivision	HILLCREST FARM
Legal Lot Number	7
Jurisdiction	WAKE NC
Township / Civil Division	NEW LIGHT
Census Block Group	3
Census Block	3000
Census Tract	53901

Owner

Source: Wake County records, as of April 18, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12428 ONEAL RD, WAKE FOREST, NC 27587-9414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Sep 6, 2018	Warranty Deed, Transfer · Conventional Mortgage SUNTRUST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2018 · Amount on Record
Deed Sale	Sep 6, 2018 · Amount on Record
Prior Sale	Feb 27, 2014 · Amount on Record
Deed Document Number	0172362212
Deed Book / Page	17236 / 2212
Record Updated	Jun 7, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	12428 ONEAL RD, WAKE FOREST, NC 27587-9414
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	017854/363
Date	May 4, 2020
Book Page	17854/363

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Sep 6, 2018
Property Address	12428 ONEAL RD, WAKE FOREST, NC 27587-9414
Document Number	172362212
Book / Page	017236 / 002212
Instrument Date	Aug 14, 2018
Transaction Type	Transfer
Record Updated	Sep 13, 2018
Title Company	MASTER TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,070.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12428 ONEAL RD WAKE FOREST NC 275879414, WAKE FOREST, NC 27587-9414

Mortgage

Document Number	172362214
Date	Sep 6, 2018
Book Page	017236/002214

Lender

Name	SUNTRUST BK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2048

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,395.00	$561,156 Land $77,000 Building $484,156	$561,156 Land $77,000 Building $484,156

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW LIGHT MASTER private · serves 2,619 people · EPA ID NC4392224
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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