12504 Hammock Pointe Cir, Clermont, FL 34711 Property Records

Lake County property record for 12504 Hammock Pointe Cir, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,280 sqft · built 2014
Lot Size	0.343 acres (14,919 sqft)
Owner	2 Trust Names on File
Last Sale	$545,000 (Dec 2021)
Tax Bill	$760 (2024)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Oct 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-23-26-0400-000-10200`

Property Details

APN / Parcel Number

Primary APN	`06-23-26-0400-000-10200`
Alternative APNs	`262306040000010200` `3880760`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,280 sqft Living Area
Gross Area	3,826 sqft
1st Floor Area	2,872 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	14,919 sqft (0.343 acres)
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	471 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3880760
Street Address	12504 HAMMOCK POINTE CIR
City	CLERMONT
State	FL
Zip	34711-8048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMMOCK POINTE PB 64 PG 41-45 LOT 102 ORB 5852 PG 704 ORB 6354 PG 1697
Legal Range	26E
Legal Township	23S
Legal Section	6
Legal Subdivision	HAMMOCK POINTE
Legal Tract	A-C&RW
Legal Block	1
Legal Lot Number	102
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1006
Census Tract	31316

Owner

12504 Hammock Pointe Cir is owner-occupied and held in a trust since June 2024.

Source: Lake County records, as of November 26, 2025

Owner of Record	2 Trust Names on File
Mailing Address	12504 HAMMOCK POINTE CIR, CLERMONT, FL 34711-8048
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Warranty Deed, Transfer · Conventional Mortgage JET HOMELOANS LLC
Oct 10, 2019	Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK
May 4, 2017	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2021 · Amount on File
Deed Sale	Dec 8, 2021 · Amount on File
Prior Sale	May 4, 2017 · Amount on File
Deed Document Number	2021169040
Deed Book / Page	5852 / 704
Last Transfer Date	Jun 10, 2024
Transfer Doc	0063541697
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Dec 8, 2021
Property Address	12504 HAMMOCK POINTE CIR, CLERMONT, FL 34711-8048
Document Number	0058520704
Book / Page	5852 / 704
Map Reference	MB 64 PG 41-45
Instrument Date	Nov 24, 2021
Instrument	2021169040
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	BROKERS TITLE/LONGWOOD I LLC, BROKERS TTL OF LONGWOOD I LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,815.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3410 CARTER JONES RD, GROVELAND, FL 34736-8902

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12504 HAMMOCK POINTE CIR, CLERMONT, FL 34711-8048

Mortgage

Document Number	0005852706
Date	Dec 8, 2021
Instrument	5852/706

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	12504 HAMMOCK POINTE CIR, CLERMONT, FL 34711-8048
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053552366
Date	Oct 10, 2019
Book Page	5355/2366
Instrument	2019114562

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	May 4, 2017
Property Address	12504 HAMMOCK POINTE CIR, CLERMONT, FL 34711-8048
Document Number	0049400001
Book / Page	004940 / 000001
Instrument Date	Apr 28, 2017
Instrument	48748
Transaction Type	Transfer
Record Updated	May 19, 2017
Title Company	EQUITABLE TITLE OF LAKE COUNTY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,254.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12504 HAMMOCK POINTE CIR CLERMONT FL 347118048, CLERMONT, FL 34711-8048

Mortgage

Document Number	49400003
Date	May 4, 2017
Book Page	004940/000003
Instrument	48749

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 3, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,690 (+2.9%)	$494,502 (-0.17%) Land $100,000 Building $394,502
2025		$298,050 Land $100,000 Building $198,050	$495,364 Land $100,000 Building $395,364
2024	$760.00 (+33.33%)
2023	$570.00 (-90.61%) Homeowner's exemption Widower's exemption Additional exemption filed	$281,217 (-33.59%)	$470,597 (+11.12%) Land $100,000 Building $370,597
2022	$6,071.00	$423,487	$423,487 Land $53,750 Building $369,737

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12504 Hammock Pointe Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12504 Hammock Pointe Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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