Montgomery County property record for 12500 Waldo Ln, Silver Spring, MD 20904
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,120 sqft · built 1966 |
| Lot Size | 0.301 acres (13,103 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,573 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00363352 |
| Primary APN | 05-00363352 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,120 sqft Living Area |
| Gross Area | 2,420 sqft |
| 1st Floor Area | 1,591 sqft |
| Basement Area | 529 sqft |
| Finished Basement | 529 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 13,103 sqft (0.301 acres) |
| Porch | Enclosed Porch |
| Porch Area | 300 sqft |
| Patio Area | 234 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 00363352 |
|---|---|
| Street Address | 12500 WALDO LN |
| City | SILVER SPRING |
| State | MD |
| Zip | 20904-1810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | CALVERTON |
| Legal Subdivision | CALVERTON |
| Legal Block | 22 |
| Legal Lot Number | 1 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 701424 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12500 WALDO LN, SILVER SPRING, MD 20904-1810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 20, 2021 | Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC |
| Feb 20, 2020 | Intrafamily Transfer, Transfer · FHA Mortgage FINANCIAL FREEDOM MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 20, 2020 |
| Deed Sale | Feb 20, 2020 |
| Prior Sale | Jul 1, 2008 · Amount on Record |
| Deed Book / Page | 59090 / 132 |
| Prior Transfer Date | Jan 24, 2020 |
| Prior Transfer Doc | 0590900132 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 12500 WALDO LN, SILVER SPRING, MD 20904-1810 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0640590334 |
|---|---|
| Date | Sep 20, 2021 |
| Book Page | 64059/334 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85254 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Nov 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Feb 20, 2020 |
| Property Address | 12500 WALDO LN, SILVER SPRING, MD 20904-1810 |
| Document Number | 0590900132 |
| Book / Page | 59090 / 132 |
| Map Reference | MB 78 PL 7799 |
| Instrument Date | Jan 24, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | EAGLE TITLE AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12500 WALDO LN, SILVER SPRING, MD 20904-1810 |
| Document Number | 59090137 |
|---|---|
| Date | Feb 20, 2020 |
| Instrument | 59090/137 |
| Name | FINANCIAL FREEDOM MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2050 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $530,900 (+8.03%) Land $263,600 Building $267,300 | $530,900 (-) Land $263,600 Building $267,300 | |
| 2025 | $5,573.00 (-2.54%) | $491,433 (+19.14%) | $530,900 (+28.7%) Land $263,600 Building $267,300 |
| 2024 | $5,718.00 (+39.8%) | ||
| 2023 | $412,500 Land $263,600 Building $148,900 | $412,500 Land $263,600 Building $148,900 | |
| 2022 | $4,090.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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