Montgomery County property record for 12520 Waldo Ln, Silver Spring, MD 20904
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,187 sqft · built 1966 |
| Lot Size | 0.246 acres (10,695 sqft) |
| Owner | Individual Name on File |
| Last Sale | $589,000 (Nov 2022) |
| Tax Bill | $534 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00359496 |
| Primary APN | 05-00359496 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 2,187 sqft Living Area |
| Gross Area | 2,487 sqft |
| 1st Floor Area | 1,250 sqft |
| Basement Area | 937 sqft |
| Finished Basement | 937 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 10,695 sqft (0.246 acres) |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 234 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 00359496 |
|---|---|
| Street Address | 12520 WALDO LN |
| City | SILVER SPRING |
| State | MD |
| Zip | 20904-1810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | CALVERTON |
| Legal Subdivision | CALVERTON |
| Legal Block | 22 |
| Legal Lot Number | 11 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 701424 |
Source: Montgomery County records · APN 05-00359496
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12520 WALDO LN, SILVER SPRING, MD 20904-1810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
| Date | Document |
|---|---|
| Nov 30, 2022 | Deed, Transfer · VA Mortgage CMG MORTGAGE INC |
| Mar 02, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 30, 2022 · Amount on Record |
| Deed Sale | Nov 30, 2022 · Amount on Record |
| Prior Sale | Apr 24, 2008 · Amount on Record |
| Deed Book / Page | 66537 / 1 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Nov 30, 2022 |
| Property Address | 12520 WALDO LN, SILVER SPRING, MD 20904-1810 |
| Document Number | 0665370001 |
| Book / Page | 66537 / 1 |
| Map Reference | MB 77 PL 7718 |
| Instrument Date | Nov 22, 2022 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2022 |
| Title Company | REALTY TITLE INC, REALTY TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,945.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 12520 WALDO LN, SILVER SPRING, MD 20904-1810 |
| Document Number | 0000665378 |
|---|---|
| Date | Nov 30, 2022 |
| Instrument | 66537/8 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 12520 WALDO LN, SILVER SPRING, MD 20904-1810 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | PREFERRED TITLE, PREFERRED TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 12520 WALDO LN, SILVER SPRING, MD 20904-1810 |
| Document Number | 0620570006 |
|---|---|
| Date | Mar 02, 2021 |
| Book Page | 62057/6 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Feb 01, 2036 |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $535,500 (+10.4%) Land $256,300 Building $279,200 | $535,500 (-) Land $256,300 Building $279,200 | |
| 2025 | $534.00 (-85.96%) | $485,067 (+26.25%) | $535,500 (+39.38%) Land $256,300 Building $279,200 |
| 2023 | $384,200 Land $256,300 Building $127,900 | $384,200 Land $256,300 Building $127,900 | |
| 2022 | $3,803.00 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 234 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures