Montgomery County property record for 12521 Waldo Ln, Silver Spring, MD 20904
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,922 sqft · built 1966 |
| Lot Size | 0.224 acres (9,775 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $470,000 (Jan 2021) |
| Tax Bill | $4,964 (2025) |
| Deeds & Mortgages | Nov 2025 Transfer Jan 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00361524 |
| Primary APN | 05-00361524 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,922 sqft Living Area |
| 1st Floor Area | 1,282 sqft |
| Basement Area | 640 sqft |
| Finished Basement | 640 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Split Foyer |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,775 sqft (0.224 acres) |
| Patio Area | 234 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 00361524 |
|---|---|
| Street Address | 12521 WALDO LN |
| City | SILVER SPRING |
| State | MD |
| Zip | 20904-1859 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | CALVERTON |
| Legal Subdivision | CALVERTON |
| Legal Block | 21 |
| Legal Lot Number | 9 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 701424 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12521 WALDO LN, SILVER SPRING, MD 20904-1859 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 14, 2025 | Intrafamily Transfer, Transfer |
| Jan 13, 2021 | Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Dec 7, 2020 | Deed of Trust, Mortgage · Conventional with PMI PRIME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 2021 · Amount on Record |
| Deed Sale | Jan 13, 2021 · Amount on Record |
| Deed Book / Page | 61597 / 487 |
| Last Transfer Date | Nov 7, 2025 |
| Transfer Doc | 0698290123 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Nov 14, 2025 |
| Property Address | 12521 WALDO LN, SILVER SPRING, MD 20904-1859 |
| Document Number | 0698290123 |
| Book / Page | 69829 / 123 |
| Map Reference | MB 77 PL 7718 |
| Instrument Date | Nov 7, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 12521 WALDO LN, SILVER SPRING, MD 20904-1859 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jan 13, 2021 |
| Property Address | 12521 WALDO LN, SILVER SPRING, MD 20904-1859 |
| Document Number | 0615970487 |
| Book / Page | 61597 / 487 |
| Map Reference | MB 77 PL 7718 |
| Instrument Date | Dec 7, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | RGS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,050.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 12521 WALDO LN, SILVER SPRING, MD 20904-1859 |
| Document Number | 61597494 |
|---|---|
| Date | Jan 13, 2021 |
| Instrument | 61597/494 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 12521 WALDO LN, SILVER SPRING, MD 20904-1859 |
| Document Number | 0615970494 |
| Instrument Date | Dec 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2021 |
| Title Company | NTC TITLE |
| Name | Verified Name |
|---|---|
| Address | 12521 WALDO LN SILVER SPRING MD 209041859, SILVER SPRING, MD 20904-1859 |
| Document Number | 0615970494 |
|---|---|
| Date | Jan 13, 2021 |
| Book Page | 061597/000494 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 12, 2051 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $470,300 (+5.72%) Land $253,000 Building $217,300 | $470,300 (-) Land $253,000 Building $217,300 | |
| 2025 | $4,964.00 (-5.9%) | $444,867 (+12.91%) | $470,300 (+19.37%) Land $253,000 Building $217,300 |
| 2024 | $5,275.00 (+33.99%) | ||
| 2023 | $394,000 Land $253,000 Building $141,000 | $394,000 Land $253,000 Building $141,000 | |
| 2022 | $3,937.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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