12500 E 46th Ter S, Independence, MO 64055 Property Records

Jackson County property record for 12500 E 46th Ter S, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,030 sqft · built 1957
Lot Size	0.178 acres (7,768 sqft)
Owner	Individual Name on Record
Tax Bill	$2,244 (2024)
Deeds & Mortgages	Jul 2022 Mortgage Jun 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-410-19-17`

Property Details

APN / Parcel Number

Primary APN	`33-410-19-17`
Alternative APNs	`33-410-19-17-00-0-00-000` `33410191700000001` `879652`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,030 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Flooring	Carpet

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,768 sqft (0.178 acres)
Lot Dimensions	112 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	20 sqft
Deck Area	Deck Area
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	879652
Street Address	12500 E 46TH TER S
City	INDEPENDENCE
State	MO
Zip	64055-5820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEDGEWOOD LOT 65
Legal Subdivision	WEDGEWOOD
Legal Block	4
Legal Lot Number	65
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	4
Census Block	4018
Census Tract	12400

Owner

Source: Jackson County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12500 S 46TH TER, INDEPENDENCE, MO 64055
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITYAMERICA CU
Jun 29, 2022	Warranty Deed, Transfer NOT AVAILABLE, ALPHA
Aug 2, 2019	Warranty Deed, Transfer FIRST ST BK/ST CHARLES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2022
Deed Sale	Jun 29, 2022
Prior Sale	Aug 2, 2019
Deed Document Number	202261651
Prior Transfer Date	Feb 22, 2013
Prior Transfer Doc	0000E19020
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	12500 E 46TH TER S, INDEPENDENCE, MO 64055-5820
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3022 S PECK DR, INDEPENDENCE, MO 64055-2845

Mortgage

Document Number	00E0063540
Date	Jul 6, 2022
Instrument	2022E0063540

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jun 29, 2022
Property Address	12500 E 46TH TER S, INDEPENDENCE, MO 64055-5820
Document Number	00E0061651
Instrument Date	Jun 27, 2022
Instrument	2022E0061651
Transaction Type	Transfer
Record Updated	Aug 4, 2022
Title Company	NOT AVAILABLE, ALPHA

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12500 E 46TH TER S, INDEPENDENCE, MO 64055-5820

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Aug 2, 2019
Property Address	12500 E 46TH TER S, INDEPENDENCE, MO 64055-5820
Document Number	0000E60337
Instrument Date	Jul 31, 2019
Instrument	60337E
Transaction Type	Transfer
Record Updated	Sep 2, 2019
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12500 E 46TH TER S INDEPENDENCE MO 640555820, INDEPENDENCE, MO 64055-5820

Mortgage

Document Number	E61474
Date	Aug 2, 2019
Instrument	61474E

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Raytown C-2 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$22,363 (-20.18%) Land $3,585 Building $18,778	$117,700 (-20.18%)
2024	$2,244.00 (+0.49%)
2023	$2,233.00	$28,016 Land $3,099 Building $24,917	$147,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Everfast Fiber, Google Fiber, Spectrum, Wisper ISP.

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