12407 E 46th Ter S, Independence, MO 64055 Property Records

Jackson County property record for 12407 E 46th Ter S, Independence, MO 64055 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,020 sqft · built 1956
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$46,950 (Jul 1990)
Tax Bill	$1,511 (2024)
Deeds & Mortgages	Nov 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`33-410-22-05`

Property Details

APN / Parcel Number

Primary APN	`33-410-22-05`
Alternative APNs	`33410220500000001` `879694`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,020 sqft Living Area
Gross Area	2,378 sqft
1st Floor Area	1,020 sqft
Basement Area	1,020 sqft
Flooring	Carpet

Exterior

Year Built	Built 1956
Architectural Style	Ranch
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	114 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	338 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	88 sqft
Deck Area	128 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	879694
Old Parcel Number	33410220500000001
Street Address	12407 E 46TH TER S
City	INDEPENDENCE
State	MO
Zip	64055-5817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEDGEWOOD LOT 57
Legal Range	32
Legal Township	49
Legal Section	27
Legal Subdivision	WEDGEWOOD
Legal Lot Number	57
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	4
Census Block	4023
Census Tract	12400

Owner

Source: Jackson County records · APN 33-410-22-05

Assessment roll updated June 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12407 E 46TH TER S, INDEPENDENCE, MO 64055-5817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 17, 1990 · Amount on Record
Deed Sale	Jul 17, 1990 · Amount on Record
Deed Document Number	0020431155
Record Updated	Jun 07, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	12407 E 46TH TER S, INDEPENDENCE, MO 64055-5817
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12407 E 46TH TER S, INDEPENDENCE, MO 64055-5817

Mortgage

Document Number	00E0084289
Date	Nov 12, 2025
Instrument	2025E0084289

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 15, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated June 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Raytown C-2 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$20,102 (+6.55%) Land $3,787 Building $16,315	$105,800 (+6.55%)
2024	$1,511.00 (+0.47%)
2023	$1,504.00	$18,867 Land $2,478 Building $16,389	$99,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (29095C), updated May 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290950124004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.