12505 E 46th Ter S, Independence, MO 64055 Property Records

Jackson County property record for 12505 E 46th Ter S, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,362 sqft · built 1956
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on File
Tax Bill	$1,732 (2024)
Deeds & Mortgages	May 2023 Second Mortgage May 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`33-410-22-02`

Property Details

APN / Parcel Number

Primary APN	`33-410-22-02`
Alternative APNs	`33410220200000001` `879691`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,362 sqft Living Area
Gross Area	2,412 sqft
1st Floor Area	1,050 sqft
Basement Area	1,050 sqft
Flooring	Carpet

Exterior

Year Built	Built 1956
Architectural Style	Ranch
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.189 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Porch	Porch
Porch Area	40 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	879691
Old Parcel Number	33410220200000001
Street Address	12505 E 46TH TER S
City	INDEPENDENCE
State	MO
Zip	64055-5819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEDGEWOOD LOTS 39-58---LOT 54
Legal Range	32
Legal Township	49
Legal Section	27
Legal Subdivision	WEDGEWOOD
Legal Lot Number	54
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	4
Census Block	4023
Census Tract	12400

Owner

Source: Jackson County assessment roll, as of June 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12505 E 46TH TER S, INDEPENDENCE, MO 64055-5819
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION
May 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
May 22, 2023	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Jul 26, 2019	Warranty Deed, Transfer HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 22, 2023
Deed Sale	May 22, 2023
Prior Sale	Jul 26, 2019
Deed Document Number	2023E0035005
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	12505 E 46TH TER S, INDEPENDENCE, MO 64055-5819
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	AUSTIN TITLE, ATC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00E0036654
Date	May 25, 2023
Instrument	2023E0036654

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Government Agency
Address	KANSAS CITY, MO 64105

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	12505 E 46TH TER S, INDEPENDENCE, MO 64055-5819
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	AUSTIN TITLE, ATC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	572 WHITE OAK LN, LIBERTY, MO 64068-7412

Mortgage

Document Number	00E0035595
Date	May 23, 2023
Instrument	2023E0035595

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	May 22, 2023
Property Address	12505 E 46TH TER S, INDEPENDENCE, MO 64055-5819
Document Number	00E0035005
Instrument Date	May 18, 2023
Instrument	2023E0035005
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	SECURED TTL OF KS CITY LEES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12505 E 46TH TER S, INDEPENDENCE, MO 64055-5819
Investor	Possibly a Property Investor

Mortgage

Document Number	00E0035595
Date	May 22, 2023
Instrument	2023E0035595

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jul 26, 2019
Property Address	12505 E 46TH TER S, INDEPENDENCE, MO 64055-5819
Document Number	0000E57872
Instrument Date	Jul 22, 2019
Instrument	57872E
Transaction Type	Transfer
Record Updated	Aug 30, 2019
Title Company	MCCAFFREE-SHORT TITLE COMPANY INC, MCCAFFREE-SHORT TITLE CO INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12505 E 46TH TER S INDEPENDENCE MO 640555819, INDEPENDENCE, MO 64055-5819

Mortgage

Document Number	E58219
Date	Jul 26, 2019
Instrument	58219E

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 25, 2034

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Raytown C-2 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$20,855 (-3.57%) Land $3,652 Building $17,203	$109,760 (-3.57%)
2024	$1,732.00 (+0.46%)
2023	$1,724.00	$21,626 Land $2,288 Building $19,338	$113,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Everfast Fiber, Google Fiber, Spectrum, Wisper ISP.

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