1. Home
  2. Illinois
  3. McLean County
  4. Normal
  5. Silver Oak Cir

1247 Silver Oak Cir, Normal, IL 61761 Property Records

McLean County property record for 1247 Silver Oak Cir, Normal, IL 61761

Property Summary

Property TypeSingle Family Home
Details2,169 sqft · built 2023
Lot Size0.31 acres (13,503 sqft)
Owner2 Individual Names on Record
Last Sale$625,000 (Feb 2024)
Tax Bill$17,272 (2024)
Deeds & MortgagesSep 2023 Construction Loan
Feb 2024 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN15-19-104-010

Property Details

APN / Parcel Number

Primary APN15-19-104-010

Interior

Stories2 Stories
Building Area2,169 sqft Living Area

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialWood Siding
Lot Area13,503 sqft (0.31 acres)

Location & Zoning

Street Address1247 SILVER OAK CIR
CityNORMAL
StateIL
Zip61761-9401
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSILVER OAK ESTATES SUB 1ST ADD LOT 47
Legal SubdivisionSILVER OAK ESTATES
Legal Lot Number47
JurisdictionMCLEAN IL
Township / Civil DivisionTOWANDA
Census Block Group5
Census Block5107
Census Tract5102

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1247 SILVER OAK CIR, NORMAL, IL 61761-9401
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2023Deed of Trust, Mortgage · Construction Mortgage
BANK OF SPRINGFIELD
Feb 8, 2024Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
THE LOAN STORE INC
Jul 24, 2023Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Apr 10, 2023Intrafamily Transfer, Transfer
Mar 29, 2022Warranty Deed, Transfer
FTC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 8, 2024 · Amount on Record
Deed SaleFeb 8, 2024 · Amount on Record
Deed Document Number20241665
Prior Transfer DateJun 20, 2023
Prior Transfer Doc0000009617
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address1247 SILVER OAK CIR, NORMAL, IL 61761-9401
Transaction TypeMortgage
Record UpdatedApr 13, 2026
Title CompanyILLINOIS TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202300012670
DateSep 18, 2023
Instrument2023-00012670
Lender
NameBANK OF SPRINGFIELD
TypeBank
AddressSPRINGFIELD, IL 62794
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term11 Months
DueAug 11, 2024
Interest
Rate TypeAdjustable Rate

February 2024: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateFeb 8, 2024
Property Address1247 SILVER OAK CIR, NORMAL, IL 61761-9401
Document Number202400001665
Map ReferenceDOC 2021-00025804
Instrument DateFeb 5, 2024
Instrument2024-00001665
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 13, 2026
Title CompanyILLINOIS TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$625.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1247 SILVER OAK CIR, NORMAL, IL 61761-9401

Mortgage

Document Number202400001666
DateFeb 8, 2024
Instrument2024-00001666
Lender
NameTHE LOAN STORE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054
Interest
Rate TypeFixed Rate
Rate6.99%

July 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCLEAN IL
Recording DateJul 24, 2023
Property Address1247 SILVER OAK CIR, NORMAL, IL 61761-9401
Document Number202300009617
Map ReferenceDOC 2021-00025804
Instrument DateJun 20, 2023
Instrument2023-00009617
Transaction TypeTransfer
Record UpdatedApr 13, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1511 STOMO CIR, BLOOMINGTON, IL 61705

April 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCLEAN IL
Recording DateApr 10, 2023
Property Address1247 SILVER OAK CIR, NORMAL, IL 61761-9401
Document Number202300004471
Map ReferenceDOC 2021-00025804
Instrument DateMar 28, 2023
Instrument2023-00004471
Transaction TypeTransfer
Record UpdatedApr 13, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1812 PARKWAY CT UNIT 9, 9, NORMAL, IL 61761-6257
InvestorPossibly a Property Investor

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateMar 29, 2022
Property Address1247 SILVER OAK CIR, NORMAL, IL 61761-9401
Document Number202200005679
Map ReferenceDOC 2021-0025804
Instrument DateMar 9, 2022
Instrument2022-00005679
Transaction TypeTransfer
Record UpdatedApr 13, 2026
Title CompanyFTC

Transaction

AmountAmount Recorded
Tax$103.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7242 WYNDRIDGE RD, MACHESNEY PARK, IL 61115-7634
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcLean County
County SubdivisionTowanda Township
MunicipalityNormal Town
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$239,040 (+617.9%) Land $40,472 Building $198,568$717,120 (+617.9%) Land $121,416 Building $595,704
2024$17,272.00 (+512.05%)
2023$2,822.00 (+876.47%)$33,297 (+924.21%) Land $33,297$99,891 (+924.21%) Land $99,891
2022$289.00$3,251 Land $3,251$9,753 Land $9,753

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims6 (1979–2021)
Claims Outside the SFHA1 of 6
Most Recent ClaimOct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORMAL
serves 52,736 people · EPA ID IL1130900
Water SourceGroundwater
Last State InspectionAug 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
Watch TV
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

Nearby Properties on Silver Oak Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures