125 Wheeler Ln, Frederick, MD 21702 Property Records

Frederick County property record for 125 Wheeler Ln, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,852 sqft · built 2006
Lot Size	0.293 acres (12,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$614,875 (Jan 2007)
Tax Bill	$12,936 (2025)
Deeds & Mortgages	Jul 2017 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-261707`

Property Details

APN / Parcel Number

Primary APN	`02-261707`
Alternative APN	`261707`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,852 sqft Living Area
Gross Area	5,252 sqft
1st Floor Area	2,112 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,780 sqft (0.293 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	114 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	261707
Street Address	125 WHEELER LN
City	FREDERICK
State	MD
Zip	21702-6449
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LOT 367 SECTION 3 PLAT 1-12,780 SQ. FT. CLOVER RIDGE
Legal Subdivision	CLOVER RDG SUB SEC 3 1
Legal Lot Number	367
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	2
Census Block	2007
Census Tract	751201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	125 WHEELER LN, FREDERICK, MD 21702-6449
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2017	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage EQUITY RESOURCES INC
Jul 12, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2007 · Amount on Record
Deed Sale	Jan 9, 2007 · Amount on Record
Deed Document Number	200770149
Deed Book / Page	6399 / 630
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	125 WHEELER LN, FREDERICK, MD 21702-6449
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0119440001
Date	Jul 25, 2017
Book Page	11944/0001
Instrument	11944-0001

Lender

Name	PNC BANK NA
Type	Bank
Address	00000

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	125 WHEELER LN, FREDERICK, MD 21702-6449
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	HOME TEAM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 WHEELER LN, FREDERICK, MD 21702-6449

Mortgage

Document Number	0144970456
Date	Jan 28, 2021
Book Page	14497/456

Lender

Name	EQUITY RESOURCES INC
Type	Mortgage Company
Address	NEWARK, OH 43055

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	125 WHEELER LN, FREDERICK, MD 21702-6449
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 WHEELER LN, FREDERICK, MD 21702-6449

Mortgage

Document Number	0160310035
Date	Jul 12, 2022
Book Page	16031/35

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Jun 6, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$736,433 (+26.86%)	$801,500 (+13.87%) Land $110,700 Building $690,800
2025	$12,936.00 (+22.93%)
2023	$10,523.00	$580,500	$703,900 Land $110,700 Building $593,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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