122 Wheeler Ln, Frederick, MD 21702 Property Records

Frederick County property record for 122 Wheeler Ln, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,856 sqft · built 2007
Lot Size	0.238 acres (10,390 sqft)
Owner	Individual Name on Record
Last Sale	$347,000 (Jun 2015)
Tax Bill	$7,306 (2023)
Deeds & Mortgages	Jan 2018 Mortgage Apr 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-261731`

Property Details

APN / Parcel Number

Primary APN	`02-261731`
Alternative APN	`261731`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,856 sqft Total Area

Exterior

Year Built	Built 2007
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,390 sqft (0.238 acres)
Porch	Open Porch
Porch Area	154 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	261731
Street Address	122 WHEELER LN
City	FREDERICK
State	MD
Zip	21702-6446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LOT 502 SECTION 3 PLAT 1-10,390 SQ. FT. CLOVER RIDGE
Legal Subdivision	CLOVER RDG SEC 03 01
Legal Lot Number	502
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	2
Census Block	2006
Census Tract	751201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	122 WHEELER LN, FREDERICK, MD 21702-6446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY BANK
Apr 5, 2019	Deed of Trust, Mortgage · Line of Credit MID-ATLANTIC FCU
Oct 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage MID-ATLANTIC FCU
Oct 12, 2021	Deed of Trust, Mortgage · Line of Credit MID-ATLANTIC FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2015 · Amount on Record
Deed Sale	Jun 29, 2015 · Amount on Record
Prior Sale	Jan 23, 2015 · Amount on Record
Deed Document Number	0010620494
Deed Book / Page	10620 / 494
Record Updated	Jun 7, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	122 WHEELER LN, FREDERICK, MD 21702-6446
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	EAVOR TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0122310411
Date	Jan 12, 2018
Book Page	12231/0411
Instrument	12231-0411

Lender

Name	FIDELITY BANK
Type	Bank
Address	ATLANTA, GA 30329

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	122 WHEELER LN, FREDERICK, MD 21702-6446
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	LENDERLIVE SETMNT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0129080172
Date	Apr 5, 2019
Book Page	12908/0172

Lender

Name	MID-ATLANTIC FCU
Type	Credit Union
Address	GERMANTOWN, MD 20874

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	122 WHEELER LN, FREDERICK, MD 21702-6446
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	CERTIFIED TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 WHEELER LN, FREDERICK, MD 21702-6446

Mortgage

Document Number	0141600057
Date	Oct 9, 2020
Book Page	14160/57

Lender

Name	MID-ATLANTIC FCU
Type	Credit Union
Address	GERMANTOWN, MD 20874

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Aug 1, 2050

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	122 WHEELER LN, FREDERICK, MD 21702-6446
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0153690273
Date	Oct 12, 2021
Book Page	15369/273

Lender

Name	MID-ATLANTIC FCU
Type	Credit Union
Address	GERMANTOWN, MD 20874

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,306.00 Homeowner's exemption	$422,267	$504,200 Land $110,500 Building $393,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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