Frederick County property record for 123 Wheeler Ln, Frederick, MD 21702
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,270 sqft · built 2007 |
| Lot Size | 0.246 acres (10,727 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $653,000 (Dec 2023) |
| Tax Bill | $9,591 (2024) |
| Deeds & Mortgages | Jan 2024 Mortgage Dec 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-261693 |
| Primary APN | 02-261693 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,270 sqft Living Area |
| Gross Area | 3,754 sqft |
| 1st Floor Area | 1,874 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,727 sqft (0.246 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 261693 |
|---|---|
| Street Address | 123 WHEELER LN |
| City | FREDERICK |
| State | MD |
| Zip | 21702-6449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | LOT 366 SECTION 3 PLAT 1-10,727 SQ. FT. CLOVER RIDGE |
| Legal Subdivision | CLOVER RDG SEC 03 01 |
| Legal Lot Number | 366 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 21, TUSCARORA |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 751201 |
Source: Frederick County assessment roll, APN 02-261693, as of August 4, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 123 WHEELER LN, FREDERICK, MD 21702-6449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jan 24, 2024 | Deed of Trust, Mortgage · FHA Mortgage FIRST SAVINGS MORTGAGE CORP |
| Dec 05, 2023 | Deed, Transfer · Conventional Mortgage FIRST SAVINGS MORTGAGE CORP |
| Nov 16, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 05, 2023 · Amount on Record |
| Deed Sale | Dec 05, 2023 · Amount on Record |
| Prior Sale | Jul 26, 2007 · Amount on Record |
| Prior Transfer Date | Nov 01, 2022 |
| Prior Transfer Doc | 0162260093 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 123 WHEELER LN, FREDERICK, MD 21702-6449 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2024 |
| Title Company | ALLIED TITLE AND ESCROW LLC, ALLIED TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Address | 123 WHEELER LN, FREDERICK, MD 21702-6449 |
| Document Number | 0167410256 |
|---|---|
| Date | Jan 24, 2024 |
| Book Page | 16741/256 |
| Name | FIRST SAVINGS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MC LEAN, VA 22102 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 05, 2023 |
| Property Address | 123 WHEELER LN, FREDERICK, MD 21702-6449 |
| Document Number | 0166910246 |
| Book / Page | 16691 / 246 |
| Map Reference | MB 79 PG 111&112 |
| Instrument Date | Nov 27, 2023 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2023 |
| Title Company | ALLIED TITLE AND ESCROW LLC, ALLIED TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,265.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 123 WHEELER LN, FREDERICK, MD 21702-6449 |
| Document Number | 0016691252 |
|---|---|
| Date | Dec 05, 2023 |
| Instrument | 16691/252 |
| Name | FIRST SAVINGS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 4 Months |
| Due | Apr 01, 2024 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Nov 16, 2022 |
| Property Address | 123 WHEELER LN, FREDERICK, MD 21702-6449 |
| Document Number | 0162260093 |
| Book / Page | 16226 / 93 |
| Map Reference | MB 79 PG 111&112 |
| Instrument Date | Nov 01, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 123 WHEELER LN, FREDERICK, MD 21702-6449 |
Source: Frederick County assessment roll as of August 4, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $565,900 (+20.11%) Land $110,500 Building $455,400 | $565,900 (-) Land $110,500 Building $455,400 | |
| 2024 | $9,591.00 (+18.25%) | ||
| 2023 | $8,111.00 Homeowner's exemption | $471,167 | $565,900 Land $110,500 Building $455,400 |
Source: FEMA National Flood Hazard Layer, Frederick County (24021C), as of November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217512012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2018 · other causes |
| Wildfire Risk | Not rated no wildfire likelihood modeled here |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, 412 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
May also be available: Verizon.
Source: EPA Safe Drinking Water Information System, water system MD0100015, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF FREDERICK serves 54,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures