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125 Virginia Rd, Black Mountain, NC 28711 Property Records

Buncombe County property record for 125 Virginia Rd, Black Mountain, NC 28711

Property Summary

Property TypeMulti-Family Dwellings
Details5 bd · 5 ba · 4,246 sqft · built 1900
Lot Size0.589 acres (25,700 sqft)
OwnerIndividual Name on Record
Last Sale$1,272,500 (Jun 2023)
Tax Bill$11,381 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0710-65-2068-00000

Property Details

APN / Parcel Number

Primary APN0710-65-2068-00000
Alternative APN
  • 071002652001000

Interior

Bedrooms5 Beds
Full Baths5 Baths
Stories2 Stories
Building Area4,246 sqft Living Area
Gross Area4,828 sqft
1st Floor Area3,052 sqft
2nd Floor Area1,776 sqft
Basement Area1,077 sqft
Unfinished Basement1,077 sqft
Fireplaces3 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Architectural StyleConventional
Exterior MaterialWood
Foundation TypePier/Post & Beam
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area25,700 sqft (0.589 acres)
Garage Area264 sqft

Exterior Amenities

PorchOpen Porch
Porch Area251 sqft
Patio Area328 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Old Parcel Number071002652001000
Street Address125 VIRGINIA RD
CityBLACK MOUNTAIN
StateNC
Zip28711
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeDEED DATE: 2023-06-27 DEE
Legal DescriptionDEED DATE: 2023-06-27 DEED: 6330-914 SUBDIV: MOUNTAIN RETREAT BLOCK: LOT: 118-120 SECTION: PLAT: 0026-0091
Legal SubdivisionMOUNTAIN RETREAT
Legal Lot Number118-120
JurisdictionBUNCOMBE NC
Township / Civil DivisionBLACK MOUNTAIN
Census Block Group1
Census Block1043
Census Tract3106

Owner

Source: Buncombe County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing AddressPO BOX 5, MONTREAT, NC 28757-0005
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 27, 2023 · Amount on Record
Deed SaleJun 27, 2023 · Amount on Record
Deed Document Number0006330914
Deed Book / Page6330 / 914
Record UpdatedJun 8, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUNCOMBE NC
Recording DateJun 27, 2023
Property Address125 VIRGINIA RD, BLACK MOUNTAIN, NC 28711
Document Number0063300914
Book / Page6330 / 914
Map ReferenceMB 16 PG 92-97
Instrument DateJun 21, 2023
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,545.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5185 S CLARKSON ST, GREENWOOD VILLAGE, CO 80121-1206

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 5, MONTREAT, NC 28757-0005

Mortgage

Document Number0006330919
DateJun 27, 2023
Instrument6330/919
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
MunicipalityMontreat Town
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,381.00 (+10.46%)$1,050,400 (+5.5%)
2023$10,303.00 (+42.44%)$995,600 (+41.06%)$995,600 (+41.06%) Land $120,100 Building $875,500
2022$7,233.00$705,800$705,800 (-32.81%) Land $120,100 Building $585,700
2021$1,050,400 Land $120,100 Building $930,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Nearby Flood Policies23 in force
Nearby Flood Claims11 (2004–2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTREAT WATER SYSTEM
serves 798 people · EPA ID NC0111484
Water SourceGroundwater
Last State InspectionAug 2024
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Verizon.

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