131 Virginia Rd, Black Mountain, NC 28711 Property Records

Buncombe County property record for 131 Virginia Rd, Black Mountain, NC 28711

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 836 sqft · built 1935
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Aug 2017)
Tax Bill	$3,937 (2025)
Deeds & Mortgages	May 2022 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0710-65-4400-00000`

Property Details

APN / Parcel Number

Primary APN	`0710-65-4400-00000`
Alternative APNs	`071002653334000` `008248313`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	836 sqft Living Area
Gross Area	1,356 sqft
1st Floor Area	836 sqft
2nd Floor Area	444 sqft
Basement Area	520 sqft
Unfinished Basement	520 sqft

Exterior

Year Built	Built 1935
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Metal
Lot Area	10,890 sqft (0.25 acres)
Terrain	Rolling

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	168 sqft
Deck Area	224 sqft
Patio Area	232 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	008248313
Old Parcel Number	071002653334000
Street Address	131 VIRGINIA RD
City	BLACK MOUNTAIN
State	NC
Zip	28711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE:08/08/2017 DEED
Legal Description	DEED DATE:08/08/2017 DEED:5578-0908 SUBDIV:MONTREAT LOT:249 PLAT:0016-0093
Legal Subdivision	MONTREAT
Legal Lot Number	249
Jurisdiction	BUNCOMBE NC
Township / Civil Division	BLACK MOUNTAIN
Census Block Group	1
Census Block	1008
Census Tract	3106

Owner

Source: Buncombe County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	771 ROCKY BRANCH LN, EVANS, GA 30809-5603
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 8, 2017	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2017 · Amount on Record
Deed Sale	Aug 8, 2017 · Amount on Record
Prior Sale	Mar 29, 2011 · Amount on Record
Deed Document Number	0005578908
Deed Book / Page	5578 / 908
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	131 VIRGINIA AVE, BLACK MOUNTAIN, NC 28711
Transaction Type	Mortgage
Record Updated	Jan 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062201102
Date	May 18, 2022
Book Page	6220/1102

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Aug 8, 2017
Property Address	131 VIRGINIA AVE, BLACK MOUNTAIN, NC 28711
Document Number	0055780908
Book / Page	5578 / 0908
Map Reference	MB 16 PG 93
Instrument Date	Aug 4, 2017
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$670.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	543 TWIN CREEK RD, 543, HOOVER, AL 35226-1457

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 VIRGINIA RD, MONTREAT, NC 28757

Mortgage

Document Number	55780911
Date	Aug 8, 2017
Instrument	5578/0911

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Municipality	Montreat Town
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,937.00 (+4.71%)	$363,400 (-)
2023	$3,760.00	$363,400	$363,400 (-) Land $97,800 Building $265,600
2021			$363,400 Land $97,800 Building $265,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	11 (2004–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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