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112 Virginia Rd, Black Mountain, NC 28711 Property Records

Buncombe County property record for 112 Virginia Rd, Black Mountain, NC 28711

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,063 sqft · built 1971
Lot Size0.31 acres (13,504 sqft)
OwnerIndividual Name on Record
Last Sale$385,000 (Aug 2019)
Tax Bill$6,451 (2025)
Deeds & MortgagesAug 2019 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN664929-2020-202

Property Details

APN / Parcel Number

Primary APN664929-2020-202
Alternative APNs
  • 0710-64-2498-00000
  • 071015642423000
  • 003220550

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area3,063 sqft Living Area
Gross Area3,617 sqft
1st Floor Area1,813 sqft
Basement Area1,342 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1997
Architectural StyleRanch
Exterior MaterialWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area13,504 sqft (0.31 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area88 sqft
Deck Area320 sqft
Patio Area320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number664929-2020-202
Street Address112 VIRGINIA RD
CityBLACK MOUNTAIN
StateNC
Zip28711
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionSUBDIV: MONTREAT LOT: 70B PLAT: 0865-0254
Legal SubdivisionMONTREAT
Legal Block1
Legal Lot Number70B
JurisdictionBUNCOMBE NC
Township / Civil DivisionBLACK MOUNTAIN
Census Block Group1
Census Block1041
Census Tract3106

Owner

Source: Buncombe County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3015 STURBRIDGE RD, MOUNT PLEASANT, SC 29466-8241
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 30, 2019 · Amount on Record
Deed SaleAug 30, 2019 · Amount on Record
Deed Book / Page5805 / 1510
Record UpdatedSep 20, 2026

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUNCOMBE NC
Recording DateAug 30, 2019
Property Address112 VIRGINIA AVE, BLACK MOUNTAIN, NC 28711
Document Number0058051510
Book / Page005805 / 001510
Instrument DateAug 29, 2019
Transaction TypeTransfer
Record UpdatedSep 17, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$770.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address535 LITTLE BARLEY LN CHARLESTON SC 294928213, CHARLESTON, SC 29492-8213

Mortgage

Document Number58051514
DateAug 30, 2019
Book Page005805/001514
Lender
NameSOUTHERN FIRST BK NA
TypeBank
AddressCHARLESTON, SC 29401-3508
Agreement
TypeLine of Credit
AmountAmount Recorded
Term84 Months
DueAug 29, 2026
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
MunicipalityMontreat Town
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,451.00 (+4.71%)$595,400 (-) Land $100,700 Building $494,700$595,400 (-) Land $100,700 Building $494,700
2023$6,161.00$595,400$595,400 (-) Land $100,700 Building $494,700
2021$595,400 Land $100,700 Building $494,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Nearby Flood Policies23 in force
Nearby Flood Claims11 (2004–2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTREAT WATER SYSTEM
serves 798 people · EPA ID NC0111484
Water SourceGroundwater
Last State InspectionAug 2024
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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