125 Thoroughbred Dr, Guyton, GA 31312 Property Records

Effingham County property record for 125 Thoroughbred Dr, Guyton, GA 31312 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,693 sqft · built 2017
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$289,900 (Feb 2026)
Tax Bill	$4,041 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Apr 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0376D-179-000`

Property Details

APN / Parcel Number

Primary APN	`0376D-179-000`
Alternative APNs	`0376D179` `10441`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,693 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2018
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	8,276 sqft (0.19 acres)
Garage Area	400 sqft
Porch	Slab
Porch Area	100 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10441
Street Address	125 THOROUGHBRED DR
City	GUYTON
State	GA
Zip	31312-5764
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.19 AC LOT 179 OUT 376-15
Legal Subdivision	SOUTH BEND
Legal Block	III
Legal Lot Number	179
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2018
Census Tract	30403

Owner

Source: Effingham County records · APN 0376D-179-000

Assessment roll updated December 22, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	125 THOROUGHBRED DR, GUYTON, GA 31312-5764
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2017	Deed of Trust, Mortgage STATE BANK & TRUST CO
Apr 21, 2023	Deed of Trust, Mortgage · Commercial Mortgage QUEENSBOROUGH NATIONAL BANK
Feb 27, 2026	Warranty Deed, Transfer AMERIS BANK
Nov 29, 2023	Warranty Deed, Subdivision Related Transfer
Nov 29, 2023	Warranty Deed, Subdivision Related Transfer
Nov 29, 2023	Warranty Deed, Subdivision Related Transfer
Dec 12, 2017	Deed of Trust, Mortgage STATE BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 27, 2026 · Amount on Record
Deed Sale	Feb 27, 2026 · Amount on Record
Prior Sale	Nov 29, 2023 · Amount on Record
Deed Book / Page	3026 / 881
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	125 THOROUGHBRED DR, GUYTON, GA 31312-5764
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002442/61
Date	Dec 12, 2017
Book Page	2442/61
Instrument	011034

Lender

Name	STATE BANK & TRUST CO
Type	Bank

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Dec 01, 2020

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	125 THOROUGHBRED DR, GUYTON, GA 31312-5764
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 THOROUGHBRED DR, GUYTON, GA 31312-5764

Mortgage

Document Number	0000002843/0000000554
Date	Apr 21, 2023
Book Page	0000002843/0000000554
Instrument	2023003164

Lender

Name	QUEENSBOROUGH NATIONAL BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 01, 2028

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Feb 27, 2026
Property Address	125 THOROUGHBRED DR, GUYTON, GA 31312-5764
Document Number	003026/881
Book / Page	3026 / 881
Instrument Date	Feb 27, 2026
Transaction Type	Transfer
Record Updated	Apr 06, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 THOROUGHBRED DR, GUYTON, GA 31312-5764

Mortgage

Document Number	D2026001590
Date	Feb 27, 2026
Instrument	D2026001590

Lender

Name	AMERIS BANK

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Jan 01, 2056

November 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Nov 29, 2023
Property Address	125 THOROUGHBRED DR, GUYTON, GA 31312-5764
Document Number	002883/846
Book / Page	2883 / 846
Instrument Date	Nov 22, 2023
Instrument	D2023009678
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 29, 2023

Transaction

Amount	Amount Recorded
Tax	$3.81
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 THOROUGHBRED DR, GUYTON, GA 31312-5764

November 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Nov 29, 2023
Property Address	125 THOROUGHBRED DR, GUYTON, GA 31312-5764
Document Number	002883/903
Book / Page	2883 / 903
Instrument Date	Nov 20, 2023
Instrument	D2023009685
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 29, 2023

Transaction

Amount	Amount Recorded
Tax	$3.65
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 THOROUGHBRED DR, GUYTON, GA 31312-5764

November 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Nov 29, 2023
Property Address	125 THOROUGHBRED DR, GUYTON, GA 31312-5764
Document Number	002883/880
Book / Page	2883 / 880
Instrument Date	Nov 15, 2023
Instrument	D2023009682
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 29, 2023

Transaction

Amount	Amount Recorded
Tax	$4.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	125 THOROUGHBRED DR, GUYTON, GA 31312-5764

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	125 THOROUGHBRED DR, GUYTON, GA 31312-5764
Transaction Type	Mortgage
Record Updated	Feb 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2442/61
Date	Dec 12, 2017
Book Page	2442/61
Instrument	011034

Lender

Name	STATE BANK & TRUST CO
Type	Bank

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Dec 01, 2020

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated December 22, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,041.00 (+4.45%)	$119,264 (-3.43%) Land $22,800 Building $96,464	$298,161 (-3.43%) Land $57,000 Building $241,161
2024	$3,869.00 (+16.89%)	$123,498 (+11.8%) Land $22,800 Building $100,698	$308,745 (+11.8%) Land $57,000 Building $251,745
2023	$3,310.00 (+8.77%)	$110,462 (+17.48%) Land $17,600 Building $92,862	$276,155 (+17.48%) Land $44,000 Building $232,155
2022	$3,043.00	$94,024 Land $16,000 Building $78,024	$235,060 Land $40,000 Building $195,060

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131030304032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 49 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	49 in force

Wildfire

Wildfire Risk	Low above 37% of the US · above 17% of Georgia
Wildfire Likelihood	About 1 in 2,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 189 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Planters Rural Telephone Cooperative	Fiber	8,000 / 8,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T, Delta Communications, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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