121 Thoroughbred Dr, Guyton, GA 31312 Property Records

Effingham County property record for 121 Thoroughbred Dr, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,551 sqft · built 2016
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$298,000 (Jul 2024)
Tax Bill	$3,807 (2025)
Deeds & Mortgages	Feb 2017 Mortgage May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0376D-181-000`

Property Details

APN / Parcel Number

Primary APN	`0376D-181-000`
Alternative APNs	`0376D181` `10443`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,551 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Area	380 sqft
Porch	Slab
Porch Area	25 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10443
Street Address	121 THOROUGHBRED DR
City	GUYTON
State	GA
Zip	31312-5764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	.21 AC LOT 181 (OUT 376-15)
Legal Subdivision	SOUTH BEND
Legal Phase	3
Legal Block	III
Legal Lot Number	181
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2018
Census Tract	30403

Owner

Source: Effingham County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	121 THOROUGHBRED DR, GUYTON, GA 31312-5764
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION FINANCIAL SERVICES
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Mar 25, 2022	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE
Mar 25, 2022	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE
Oct 24, 2016	Warranty Deed, Construction Loan STATE BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2024 · Amount on Record
Deed Sale	Jul 2, 2024 · Amount on Record
Prior Sale	Apr 7, 2022 · Amount on Record
Deed Book / Page	2918 / 85
Prior Transfer Date	Mar 25, 2022
Prior Transfer Doc	002775/966
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	121 THOROUGHBRED DR, GUYTON, GA 31312-5764
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002389/619
Date	Feb 10, 2017
Book Page	2389/619
Instrument	001154

Lender

Name	CREDIT UNION FINANCIAL SERVICES
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	121 THOROUGHBRED DR, GUYTON, GA 31312-5764
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 THOROUGHBRED DR, GUYTON, GA 31312-5764

Mortgage

Document Number	0000002685/0000000217
Date	May 3, 2021
Book Page	0000002685/0000000217
Instrument	005213

Lender

Name	BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Mar 25, 2022
Property Address	121 THOROUGHBRED DR, GUYTON, GA 31312-5764
Document Number	002775/966
Book / Page	2775 / 966
Instrument Date	Mar 25, 2022
Instrument	2022-000848
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 THOROUGHBRED DR, GUYTON, GA 31312-5764

Mortgage

Document Number	0000002775/0000000968
Date	Apr 7, 2022
Book Page	0000002775/0000000968
Instrument	003637

Lender

Name	GUILD MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Mar 25, 2022
Property Address	121 THOROUGHBRED DR, GUYTON, GA 31312-5764
Document Number	002775/966
Book / Page	2775 / 966
Instrument Date	Mar 25, 2022
Instrument	2022-000848
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 THOROUGHBRED DR, GUYTON, GA 31312-5764

Mortgage

Document Number	0000003637
Date	Mar 25, 2022
Instrument	003637

Lender

Name	GUILD MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2052

October 2016: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Oct 24, 2016
Property Address	121 THOROUGHBRED DR, GUYTON, GA 31312-5764
Document Number	0002376/66
Book / Page	2376 / 66
Instrument Date	Oct 24, 2016
Instrument	2016-002828
Transaction Type	Construction Loan
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	924 STEVENS CREEK RD, AUGUSTA, GA 30907-4899

Mortgage

Document Number	0002376/68
Date	Nov 9, 2016
Book Page	2376/68
Instrument	009531

Lender

Name	STATE BANK & TRUST CO
Type	Bank

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Nov 1, 2017

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$118,530 (+3.65%) Land $22,800 Building $95,730	$296,326 (+3.65%) Land $57,000 Building $239,326
2025	$3,807.00 (+18.38%) Homeowner's exemption	$114,353 (-2.17%) Land $22,800 Building $91,553	$285,883 (-2.17%) Land $57,000 Building $228,883
2024	$3,216.00 (+28.08%) Homeowner's exemption	$116,888 (+17.16%) Land $22,800 Building $94,088	$292,220 (+17.16%) Land $57,000 Building $235,220
2023	$2,511.00 (+19.34%) Homeowner's exemption	$99,770 (+17.22%) Land $17,600 Building $82,170	$249,425 (+17.22%) Land $44,000 Building $205,425
2022	$2,104.00 Homeowner's exemption	$85,114 Land $16,000 Building $69,114	$212,785 Land $40,000 Building $172,785

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	49 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM COUNTY SURFACE WATER SYSTEM serves 12,293 people · EPA ID GA1030131
Water Source	Purchased surface water from SAVANNAH-I & D
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, ClearWave, Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Thoroughbred Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures