114 Thoroughbred Dr, Guyton, GA 31312 Property Records

Effingham County property record for 114 Thoroughbred Dr, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,184 sqft · built 2013
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$127,900 (Nov 2014)
Tax Bill	$2,064 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jan 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0376D-186-000`

Property Details

APN / Parcel Number

Primary APN	`0376D-186-000`
Alternative APNs	`0376D186` `10448`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,184 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2014
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Garage Area	380 sqft
Porch	Slab
Porch Area	16 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10448
Street Address	114 THOROUGHBRED DR
City	GUYTON
State	GA
Zip	31312-5760
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	.26 AC LOT 186 OUT 376-15
Legal Subdivision	SOUTH BEND
Legal Phase	3
Legal Block	III
Legal Lot Number	186
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2017
Census Tract	30403

Owner

114 Thoroughbred Dr is owned and occupied by an individual who bought it in November 2014.

Source: Effingham County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	114 THOROUGHBRED DR, GUYTON, GA 31312-5760
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Line of Credit GEORGIA HERITAGE FEDERAL CREDIT UNION
Jan 8, 2024	Deed of Trust, Mortgage · Line of Credit GEORGIA HERITAGE FEDERAL CREDIT UNION
May 31, 2023	Deed of Trust, Mortgage · Line of Credit GEORGIA HERITAGE FEDERAL CREDIT UNION
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2014 · Amount on File
Deed Sale	Nov 12, 2014 · Amount on File
Prior Sale	Aug 29, 2013 · Amount on File
Deed Document Number	20142644
Deed Book / Page	2267 / 452
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Recording Date	Jun 12, 2026
Property Address	114 THOROUGHBRED DR, GUYTON, GA 31312-5760
Document Number	0000005188
Book / Page	3050 / 354
Instrument Date	Jun 5, 2026
Instrument	20265188
Transaction Type	Mortgage
Record Updated	Jul 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 THOROUGHBRED DR, GUYTON, GA 31312-5760

Mortgage

Document Number	0000005188,
Date	Jun 12, 2026
Book Page	3050/354
Instrument	20265188

Lender

Name	GEORGIA HERITAGE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2041

Interest

Rate	5.72%
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	114 THOROUGHBRED DR, GUYTON, GA 31312-5760
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 THOROUGHBRED DR, GUYTON, GA 31312-5760

Mortgage

Document Number	0000002889/0000000155
Date	Jan 8, 2024
Book Page	0000002889/0000000155
Instrument	D2024000137

Lender

Name	GEORGIA HERITAGE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	192 Months
Due	Jan 1, 2039

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	114 THOROUGHBRED DR, GUYTON, GA 31312-5760
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 THOROUGHBRED DR, GUYTON, GA 31312-5760

Mortgage

Document Number	0000002850/0000000831
Date	May 31, 2023
Book Page	0000002850/0000000831
Instrument	004355

Lender

Name	GEORGIA HERITAGE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2038

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	114 THOROUGHBRED DR, GUYTON, GA 31312-5760
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 THOROUGHBRED DR, GUYTON, GA 31312-5760

Mortgage

Document Number	0000002709/0000000125
Date	Jul 21, 2021
Book Page	0000002709/0000000125
Instrument	008883

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 114 Thoroughbred Dr was $2,064 with a homeowner's exemption, up 7.8% from the year before.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,623 (+7.77%) Land $22,800 Building $90,823	$284,058 (+7.77%) Land $57,000 Building $227,058
2025	$2,064.00 (+7.84%) Homeowner's exemption	$105,433 (+0.25%) Land $22,800 Building $82,633	$263,582 (+0.25%) Land $57,000 Building $206,582
2024	$1,914.00 (+46.67%) Homeowner's exemption	$105,167 (+28.39%) Land $22,800 Building $82,367	$262,918 (+28.39%) Land $57,000 Building $205,918
2023	$1,305.00 (-26.89%) Homeowner's exemption	$81,913 (+16.63%) Land $17,600 Building $64,313	$204,783 (+16.63%) Land $44,000 Building $160,783
2022	$1,785.00 Homeowner's exemption	$70,233 Land $16,000 Building $54,233	$175,583 Land $40,000 Building $135,583

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 114 Thoroughbred Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	49 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 Thoroughbred Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM COUNTY SURFACE WATER SYSTEM serves 12,293 people · EPA ID GA1030131
Water Source	Purchased surface water from SAVANNAH-I & D
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, ClearWave, Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Thoroughbred Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures