125 Surf Way, Apt 406, Monterey, CA 93940 Property Records

Monterey County property record for 125 Surf Way, Apt 406, Monterey, CA 93940

Property Summary

Property Type	Condominium
Details	830 sqft · built 1993
Lot Size	0.028 acres (1,220 sqft)
Owner	Company Name on Record
Tax Bill	$4,027 (2025)
Deeds & Mortgages	May 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`011-443-014-000`

Property Details

APN / Parcel Number

Primary APN	`011-443-014-000`
Alternative APN	`011-443-014`

Interior

Stories	1 Story
Building Area	830 sqft Living Area
1st Floor Area	830 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Condo/Apartment
Construction Type	Wood
Lot Area	1,220 sqft (0.028 acres)

Location & Zoning

Old Parcel Number	011-443-014
Street Address	125 SURF WAY, 406
City	MONTEREY
State	CA
Zip	93940-3417
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	OCEAN HARBOR HOUSE CONDOMINIUMS BLOCK 9 FLOOR 2 UNIT 6
Legal Subdivision	OCEAN HARBOR HOUSE CONDOMINIUMS
Legal Block	9
Legal Lot Number	9 2
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2001
Census Tract	13300

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	125 SURF WAY, 430, MONTEREY, CA 93940-3421
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 26, 2022
Transfer Doc	0000020938
Record Updated	Sep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	May 3, 2022
Property Address	125 SURF WAY APT 406, 406, MONTEREY, CA 93940-3417
Document Number	0000020938
Map Reference	VOL 19 PG 15
Instrument Date	Apr 26, 2022
Instrument	2022020938
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	125 SURF WAY APT 406, 406, MONTEREY, CA 93940-3417

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$344,970 (+2%) Land $164,684 Building $180,286
2025	$4,027.00 (+8.31%)	$338,206 (+4.04%) Land $161,455 Building $176,751
2024	$3,718.00 (+4.5%)
2023	$3,558.00 (+1.43%)	$325,076 Land $155,187 Building $169,889
2022	$3,508.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	22 (1998–2002)
Claims Outside the SFHA	12 of 22
Most Recent Claim	Dec 2002 · tidal / storm surge
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Surf Way

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