Monterey County property record for 125 Surf Way, Apt 401, Monterey, CA 93940
| Property Type | Condominium |
|---|---|
| Details | 1 bd · 1 ba · 830 sqft · built 1993 |
| Lot Size | 0.025 acres (1,076 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $10,845 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 011-443-009-000 |
| Primary APN | 011-443-009-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 830 sqft Living Area |
| 1st Floor Area | 830 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Condo/Apartment |
| Construction Type | Wood |
| Lot Area | 1,076 sqft (0.025 acres) |
| Old Parcel Number | 011-443-009 |
|---|---|
| Street Address | 125 SURF WAY, 401 |
| City | MONTEREY |
| State | CA |
| Zip | 93940-3460 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | OCEAN HARBOR HOUSE CONDOMINIUMS BLOCK 9 FLOOR 2 UNIT 1 |
| Legal Subdivision | OCEAN HARBOR HOUSE CONDOMINIUMS |
| Legal Block | 9 |
| Legal Lot Number | 9 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 13300 |
125 Surf Way, Apt 401 is held in a trust since December 2024.
Source: Monterey County records, as of August 6, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 125 SURF WAY, 401, MONTEREY, CA 93940-3460 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 5, 2024 |
| Transfer Doc | 0000049118 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 125 Surf Way, Apt 401 was $10,845.
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Monterey City |
| Unified School District | Monterey Peninsula Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $958,800 (+2%) Land $510,000 Building $448,800 | |
| 2025 | $10,845.00 | $940,000 Land $500,000 Building $440,000 |
| 2023 | $5,126.00 (+1.44%) Homeowner's exemption | $477,186 Land $188,515 Building $288,671 |
| 2022 | $5,053.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 125 Surf Way, Apt 401 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 22 (1998–2002) |
| Claims Outside the SFHA | 12 of 22 |
| Most Recent Claim | Dec 2002 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 125 Surf Way, Apt 401 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Razzolink Fixed Wireless | 500 / 250 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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