125 Surf Way, Apt 405, Monterey, CA 93940 Property Records

Monterey County property record for 125 Surf Way, Apt 405, Monterey, CA 93940

Property Summary

Property TypeCondominium
Details1 bd · 1 ba · 817 sqft · built 1986
Lot Size0.027 acres (1,192 sqft)
OwnerCompany Name on Record
Last Sale$424,000 (Aug 2009)
Tax Bill$6,396 (2025)
Flood ZoneZone X (minimal risk)
APN011-443-013-000

Property Details

APN / Parcel Number

Primary APN011-443-013-000
Alternative APN
  • 011-443-013

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area817 sqft Living Area
1st Floor Area817 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1990
Architectural StyleCondo/Apartment
Construction TypeWood
Lot Area1,192 sqft (0.027 acres)

Location & Zoning

Old Parcel Number011-443-013
Street Address125 SURF WAY, 405
CityMONTEREY
StateCA
Zip93940-3417
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionOCEAN HARBOR HOUSE CONDOMINIUMS BLOCK 9 FLOOR 2 UNIT 5
Legal SubdivisionOCEAN HARBOR HOUSE CONDOMINIUMS
Legal Block9
Legal Lot Number9
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group2
Census Block2001
Census Tract13300

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address24999 POTTER RD, SALINAS, CA 93908-9735
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 28, 2009 · Amount on Record
Deed SaleAug 28, 2009 · Amount on Record
Prior SaleSep 2, 2005 · Amount on Record
Deed Document Number200954889
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalityMonterey City
Unified School DistrictMonterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$558,235 (+2%) Land $294,917 Building $263,318
2025$6,396.00 (+11.64%)$547,290 (+4.04%) Land $289,135 Building $258,155
2023$5,729.00 (+1.4%)$526,040 Land $277,908 Building $248,132
2022$5,650.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims22 (1998–2002)
Claims Outside the SFHA12 of 22
Most Recent ClaimDec 2002 · tidal / storm surge
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM WATER COMPANY - MONTEREY
private · serves 128,928 people · EPA ID CA2710004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Razzolink
Fixed Wireless
500 / 250
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Surf Way

Nearby Streets

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