125 Surf Way, Apt 333, Monterey, CA 93940 Property Records

Monterey County property record for 125 Surf Way, Apt 333, Monterey, CA 93940

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 830 sqft · built 1968
Lot Size	0.14 acres (637 sqft)
Owner	2 Company Names on Record
Last Sale	$770,000 (Nov 2021)
Tax Bill	$7,429 (2025)
Deeds & Mortgages	May 2026 Transfer Nov 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`011-443-065-000`

Property Details

APN / Parcel Number

Primary APN	`011-443-065-000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	830 sqft Living Area
1st Floor Area	830 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Construction Type	Wood
Lot Area	637 sqft (0.14 acres)

Location & Zoning

Street Address	125 SURF WAY, 333
City	MONTEREY
State	CA
Zip	93940-3460
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	OCEAN HARBOR HOUSE CONDOMINIUMS BLOCK 13 FLOOR 1 UNIT 5
Legal Subdivision	OCEAN HARBOR HOUSE CONDOMINIUMS
Legal Block	13
Legal Lot Number	13
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2001
Census Tract	13300

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	125 SURF WAY, 333, MONTEREY, CA 93940-3460
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Nov 24, 2021	Grant Deed, Transfer CHICAGO TITLE COMPANY
Apr 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY
Nov 30, 2018	Quit Claim Deed, Transfer · Conventional Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2021 · Amount on Record
Deed Sale	Nov 24, 2021 · Amount on Record
Prior Sale	Jun 3, 2004 · Amount on Record
Deed Document Number	202179518
Prior Transfer Date	Nov 27, 2018
Prior Transfer Doc	0000054606
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	May 28, 2026
Property Address	125 SURF WAY, 333, MONTEREY, CA 93940-3460
Document Number	0000018133
Instrument Date	Jan 20, 2026
Instrument	202618133
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	125 SURF WAY, 333, MONTEREY, CA 93940-3460

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Nov 24, 2021
Property Address	125 SURF WAY APT 333, 333, MONTEREY, CA 93940-3460
Document Number	0000079518
Map Reference	VOL 18 PG 15
Instrument Date	Nov 16, 2021
Instrument	2021079518
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 SURF WAY APT 333, 333, MONTEREY, CA 93940-3460

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	125 SURF WAY APT 333, 333, MONTEREY, CA 93940-3460
Document Number	0000020080
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	May 12, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	125 SURF WAY #333 MONTEREY CA 939403460, 333, MONTEREY, CA 93940-3460

Mortgage

Document Number	0000020080
Date	Apr 23, 2020
Instrument	20080

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 22, 2035

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Nov 30, 2018
Property Address	125 SURF WAY APT 333, 333, MONTEREY, CA 93940-3460
Document Number	0000054606
Instrument Date	Nov 27, 2018
Instrument	54606
Transaction Type	Transfer
Record Updated	Dec 18, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2037 W BULLARD AVE #315 FRESNO CA 937111200, 315, FRESNO, CA 93711-1200

Mortgage

Document Number	54607
Date	Nov 30, 2018
Instrument	54607

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 29, 2033

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$658,367 (+2%) Land $342,351 Building $316,016
2025	$7,429.00 (+11.33%) Homeowner's exemption	$645,459 (+4.04%) Land $335,639 Building $309,820
2023	$6,673.00 (+1.2%) Homeowner's exemption	$620,397 Land $322,606 Building $297,791
2022	$6,594.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	22 (1998–2002)
Claims Outside the SFHA	12 of 22
Most Recent Claim	Dec 2002 · tidal / storm surge
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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