125 Surf Way, Apt 329, Monterey, CA 93940 Property Records

Monterey County property record for 125 Surf Way, Apt 329, Monterey, CA 93940

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 830 sqft · built 1993
Lot Size	0.014 acres (637 sqft)
Owner	Individual Name on Record
Last Sale	$835,000 (Oct 2023)
Tax Bill	$9,844 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jan 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`011-443-046-000`

Property Details

APN / Parcel Number

Primary APN	`011-443-046-000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	830 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Construction Type	Wood
Lot Area	637 sqft (0.014 acres)

Location & Zoning

Street Address	125 SURF WAY APT 329, 329
City	MONTEREY
State	CA
Zip	93940-3457
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	OCEAN HARBOR HOUSE CONDOMINIUMS BLOCK 12 FLOOR 1 UNIT 2
Legal Subdivision	OCEAN HARBOR HOUSE CONDO
Legal Block	12
Legal Lot Number	12
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2001
Census Tract	13300

Owner

Source: Monterey County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3436 MAGAZINE ST # 226, 226, NEW ORLEANS, LA 70115-2480
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Grant Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Jan 15, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 18, 2020	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Sep 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LNDG
Jun 28, 2017	Grant Deed, Transfer · Conventional Mortgage ETHOS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2023 · Amount on Record
Deed Sale	Oct 27, 2023 · Amount on Record
Prior Sale	Jan 15, 2021
Deed Document Number	2023037750
Record Updated	Jun 8, 2026

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Oct 27, 2023
Property Address	125 SURF WAY APT 329, 329, MONTEREY, CA 93940-3457
Document Number	0000037750
Map Reference	VOL 18 PG 15
Instrument Date	Sep 13, 2023
Instrument	2023037750
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	125 SURF WAY APT 329, 329, MONTEREY, CA 93940-3457

Mortgage

Document Number	0000037751
Date	Oct 27, 2023
Instrument	2023037751

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Jan 15, 2021
Property Address	125 SURF WAY APT 329, 329, MONTEREY, CA 93940-3457
Document Number	0000003364
Instrument Date	Jan 7, 2021
Instrument	3364
Transaction Type	Transfer
Record Updated	Jan 29, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	125 SURF WAY #329 MONTEREY CA 939403457, 329, MONTEREY, CA 93940-3457

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Aug 18, 2020
Property Address	125 SURF WAY APT 329, 329, MONTEREY, CA 93940-3457
Document Number	0000041765
Instrument Date	Aug 14, 2020
Instrument	41765
Transaction Type	Transfer
Record Updated	Sep 1, 2020
Title Company	CHICAGO TITLE SALINAS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$715.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	125 SURF WAY #329 MONTEREY CA 939403457, 329, MONTEREY, CA 93940-3457

Mortgage

Document Number	41766
Date	Aug 18, 2020
Instrument	41766

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	125 SURF WAY APT 329, 329, MONTEREY, CA 93940-3457
Document Number	0000040630
Instrument Date	Sep 10, 2019
Transaction Type	Mortgage
Record Updated	Sep 27, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	PO BOX 20354 BOULDER CO 803083354, BOULDER, CO 80308-3354

Mortgage

Document Number	0000040630
Date	Sep 16, 2019
Instrument	40630

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2049

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jun 28, 2017
Property Address	125 SURF WAY APT 329, 329, MONTEREY, CA 93940-3457
Document Number	0000034250
Instrument Date	Jun 15, 2017
Instrument	34250
Transaction Type	Transfer
Record Updated	Jul 11, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	125 SURF WAY #343 MONTEREY CA 939403460, 343, MONTEREY, CA 93940-3460

Mortgage

Document Number	34251
Date	Jun 28, 2017
Instrument	34251

Lender

Name	ETHOS LNDG
Address	PITTSBURGH, PA 15212

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2047

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,844.00 (+35.28%)	$851,700 (+25.94%) Land $443,700 Building $408,000
2023	$7,277.00 (+1.44%) Homeowner's exemption	$676,260 Land $416,160 Building $260,100
2022	$7,174.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	22 (1998–2002)
Claims Outside the SFHA	12 of 22
Most Recent Claim	Dec 2002 · tidal / storm surge
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Surf Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures