125 Surf Way, Apt 331, Monterey, CA 93940 Property Records

Monterey County property record for 125 Surf Way, Apt 331, Monterey, CA 93940

Property Summary

Property Type	Condominium
Details	830 sqft · built 1993
Lot Size	0.15 acres (661 sqft)
Owner	Individual Name on Record
Last Sale	$1,110,000 (Oct 2024)
Tax Bill	$12,771 (2025)
Deeds & Mortgages	Apr 2022 Transfer Nov 2021 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`011-443-067-000`

Property Details

APN / Parcel Number

Primary APN	`011-443-067-000`
Alternative APN	`011-443-067`

Interior

Stories	1 Story
Building Area	830 sqft Living Area
1st Floor Area	830 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Condo/Apartment
Construction Type	Wood
Lot Area	661 sqft (0.15 acres)

Location & Zoning

Old Parcel Number	011-443-067
Street Address	125 SURF WAY, 331
City	MONTEREY
State	CA
Zip	93940-3457
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	OCEAN HARBOR HOUSE CONDOMINIUMS BLOCK 13 FLOOR 1 UNIT 7
Legal Subdivision	OCEAN HARBOR HOUSE CONDOMINIUMS
Legal Block	13
Legal Lot Number	13
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2001
Census Tract	13300

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	608 ROBINSON LN, HAVERFORD, PA 19041-1922
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Nov 15, 2021	Grant Deed, Transfer CHICAGO TITLE COMPANY
Jul 8, 2019	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS
Jul 8, 2019	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Jul 7, 2017	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Jul 5, 2017	Grant Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2024 · Amount on Record
Deed Sale	Oct 4, 2024 · Amount on Record
Prior Sale	Nov 15, 2021 · Amount on Record
Deed Document Number	202436289
Prior Transfer Date	Apr 1, 2022
Prior Transfer Doc	0000017613
Record Updated	Sep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Apr 11, 2022
Property Address	125 SURF WAY APT 331, 331, MONTEREY, CA 93940-3457
Document Number	0000017613
Map Reference	VOL 18 PG 15
Instrument Date	Apr 1, 2022
Instrument	2022017613
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9735 SILVERGATE LN, ELK GROVE, CA 95624-3990
Investor	Possibly a Property Investor

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Nov 15, 2021
Property Address	125 SURF WAY APT 331, 331, MONTEREY, CA 93940-3457
Document Number	0000077462
Map Reference	MB 2944 PG 1249
Instrument Date	Nov 3, 2021
Instrument	2021077462
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 SURF WAY APT 331, 331, MONTEREY, CA 93940-3457

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Jul 8, 2019
Property Address	125 SURF WAY APT 331, 331, MONTEREY, CA 93940-3457
Document Number	0000028289
Instrument Date	Jul 5, 2019
Instrument	28289
Transaction Type	Transfer
Record Updated	Jul 18, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9735 SILVERGATE LN ELK GROVE CA 956243990, ELK GROVE, CA 95624-3990

Mortgage

Document Number	28288
Date	Jul 8, 2019
Instrument	28288

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 7, 2049

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Jul 8, 2019
Property Address	125 SURF WAY APT 331, 331, MONTEREY, CA 93940-3457
Document Number	0000028287
Instrument Date	Jul 5, 2019
Instrument	28287
Transaction Type	Transfer
Record Updated	Jul 18, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9735 SILVERGATE LN ELK GROVE CA 956243990, ELK GROVE, CA 95624-3990

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Jul 7, 2017
Property Address	125 SURF WAY APT 331, 331, MONTEREY, CA 93940-3457
Document Number	0000035928
Instrument Date	Jun 28, 2017
Instrument	35928
Transaction Type	Transfer
Record Updated	Jul 20, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	125 SURF WAY #331 MONTEREY CA 939403457, 331, MONTEREY, CA 93940-3457

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jul 5, 2017
Property Address	125 SURF WAY APT 331, 331, MONTEREY, CA 93940-3457
Document Number	0000035569
Map Reference	VOL18 PG15
Instrument Date	Jun 26, 2017
Instrument	2017035569
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	9735 SILVERGATE LN, ELK GROVE, CA 95624-3990

Mortgage

Document Number	0000035570
Date	Jul 5, 2017
Instrument	2017035570

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,132,200 (+2%) Land $510,000 Building $622,200
2025	$12,771.00 (+53.66%)	$1,110,000 (+45.1%) Land $500,000 Building $610,000
2023	$8,311.00 (+38.79%)	$765,000 Land $408,000 Building $357,000
2022	$5,988.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	22 (1998–2002)
Claims Outside the SFHA	12 of 22
Most Recent Claim	Dec 2002 · tidal / storm surge
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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