125 Smith St, Wingate, NC 28174 Property Records

Union County property record for 125 Smith St, Wingate, NC 28174

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,478 sqft · built 1970
Lot Size	0.346 acres (15,072 sqft)
Owner	Individual Name on File
Last Sale	$99,000 (May 1999)
Tax Bill	$1,999 (2025)
Deeds & Mortgages	Aug 2021 Transfer Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-242-080`

Property Details

APN / Parcel Number

Primary APN	`02-242-080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,478 sqft Living Area
Gross Area	2,016 sqft
1st Floor Area	1,484 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,072 sqft (0.346 acres)
Garage Type	Attached
Garage Area	532 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	125 SMITH ST
City	WINGATE
State	NC
Zip	28174-9619
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-20 WINGA
Legal Description	#9 BLK B COLLEGE PARK 125 SMITH ST
Legal Subdivision	COLLEGE PARK
Legal Block	B
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3046
Census Tract	20701

Owner

125 Smith St, a rural home, is owned and occupied by an individual who acquired it in May 2013.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	125 SMITH ST, WINGATE, NC 28174-9619
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Intrafamily Transfer, Transfer
Jan 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 1999 · Amount on File
Deed Sale	May 17, 1999 · Amount on File
Deed Document Number	199987613
Deed Book / Page	1247 / 700
Last Transfer Date	May 20, 2013
Transfer Doc	0006046082
Record Updated	Oct 29, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Aug 25, 2021
Property Address	125 SMITH ST, WINGATE, NC 28174-9619
Document Number	0000821746
Book / Page	8217 / 46
Instrument Date	Aug 25, 2021
Instrument	40125
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 361, WINGATE, NC 28174-0361

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	125 SMITH ST, WINGATE, NC 28174-9619
Document Number	7098130
Book / Page	007098 / 000130
Instrument Date	Jan 31, 2018
Transaction Type	Mortgage
Record Updated	Feb 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 SMITH ST WINGATE NC 281749619, WINGATE, NC 28174-9619

Mortgage

Document Number	7098130
Date	Feb 5, 2018
Book Page	007098/000130
Instrument	2964

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 125 Smith St was $1,999.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Wingate Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$264,400 (-) Land $63,900 Building $200,500	$264,400 (-) Land $63,900 Building $200,500
2025	$1,999.00	$264,400 Land $63,900 Building $200,500	$264,400 Land $63,900 Building $200,500
2023	$1,666.00	$167,500 Land $34,200 Building $133,300	$167,500 Land $34,200 Building $133,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 125 Smith St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 Smith St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINGATE serves 3,950 people · EPA ID NC0190030
Water Source	Purchased surface water from UNION COUNTY WATER SYSTEM
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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