115 Smith St, Wingate, NC 28174 Property Records

Union County property record for 115 Smith St, Wingate, NC 28174

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 1,595 sqft · built 1977
Lot Size	0.395 acres (17,206 sqft)
Owner	Individual Name on Record
Last Sale	$226,000 (Oct 2019)
Tax Bill	$1,856 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-242-083`

Property Details

APN / Parcel Number

Primary APN	`02-242-083`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,595 sqft Living Area
Gross Area	1,839 sqft
1st Floor Area	1,051 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,206 sqft (0.395 acres)

Exterior Amenities

Porch	Slab
Porch Area	35 sqft
Deck Area	300 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	115 SMITH ST
City	WINGATE
State	NC
Zip	28174-9619
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-20 WINGA
Legal Description	#6 BLKB COLLEGE PARK PB4 PG113
Legal Subdivision	COLLEGE PARK
Legal Block	B
Legal Lot Number	6
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3046
Census Tract	20701

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 SMITH ST, WINGATE, NC 28174-9619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2019	Warranty Deed, Transfer · Conventional Mortgage ABSOLUTE HOME MORTGAGE CORP
May 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR
Apr 18, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2019 · Amount on Record
Deed Sale	Oct 28, 2019 · Amount on Record
Prior Sale	Apr 18, 2017 · Amount on Record
Deed Document Number	201933255
Deed Book / Page	7501 / 391
Prior Transfer Date	Jul 11, 2005
Prior Transfer Doc	3842831
Record Updated	Jun 8, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 28, 2019
Property Address	115 SMITH ST, WINGATE, NC 28174-9619
Document Number	0007501391
Book / Page	7501 / 391
Map Reference	MB 4 PG 113
Instrument Date	Oct 28, 2019
Instrument	0033255
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$452.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 SMITH ST, WINGATE, NC 28174-9619

Mortgage

Document Number	0000033256
Date	Oct 28, 2019
Instrument	0033256

Lender

Name	ABSOLUTE HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	115 SMITH ST, WINGATE, NC 28174-9619
Document Number	7164589
Instrument Date	May 4, 2018
Transaction Type	Mortgage
Record Updated	Jun 13, 2018
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2618 SUPREME DR MONROE NC 281109617, MONROE, NC 28110-9617

Mortgage

Document Number	7164589
Date	May 29, 2018
Book Page	007164/000589
Instrument	14401

Lender

Name	BRANCH BK&TR
Type	Bank
Address	MONROE, NC 28112-4836

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 18, 2017
Property Address	115 SMITH ST, WINGATE, NC 28174-9619
Document Number	6913876
Book / Page	006913 / 000876
Instrument Date	Apr 18, 2017
Instrument	10453
Transaction Type	Transfer
Record Updated	Jul 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$258.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2618 SUPREME DR MONROE NC 281109617, MONROE, NC 28110-9617

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Wingate Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,856.00 (+22.27%)	$245,600 (+60.94%) Land $64,200 Building $181,400	$245,600 (+60.94%) Land $64,200 Building $181,400
2023	$1,518.00	$152,600 Land $34,400 Building $118,200	$152,600 Land $34,400 Building $118,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINGATE serves 3,950 people · EPA ID NC0190030
Water Source	Purchased surface water from UNION COUNTY WATER SYSTEM
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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