116 Smith St, Wingate, NC 28174 Property Records

Union County property record for 116 Smith St, Wingate, NC 28174 · Last verified April 2026

Property Summary

Property TypeRural Home
Details4 bd · 2 ba · 1,384 sqft · built 1974
Lot Size0.441 acres (19,210 sqft)
Owner2 Individual Names on File
Last Sale$280,000 (Jul 2021)
Tax Bill$2,183 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-242-039

Property Details

APN / Parcel Number

Primary APN02-242-039

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,384 sqft Living Area
1st Floor Area1,384 sqft
Basement Area575 sqft
Finished Basement575 sqft
Unfinished Basement575 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleConventional
Exterior MaterialCombination
Construction TypeWood
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area19,210 sqft (0.441 acres)
Garage TypeDetached
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address116 SMITH ST
CityWINGATE
StateNC
Zip28174-9619
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Description#6 COLLEGE PARK BLKA PB04 PG113
Legal SubdivisionCOLLEGE PARK
Legal BlockA
Legal Lot Number6
JurisdictionUNION NC
Township / Civil DivisionMONROE
Census Block Group3
Census Block3045
Census Tract20701

Owner

Source: Union County records · APN 02-242-039

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address116 SMITH ST, WINGATE, NC 28174-9619
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 01, 2021 · Amount on Record
Deed SaleJul 01, 2021 · Amount on Record
Prior SaleJul 18, 2011 · Amount on Record
Deed Document Number202131265
Deed Book / Page8157 / 576
Record UpdatedJun 08, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateJul 01, 2021
Property Address116 SMITH ST, WINGATE, NC 28174-9619
Document Number0008157576
Book / Page8157 / 576
Instrument DateJun 30, 2021
Instrument31265
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyLION TITLE INSURANCE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$560.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4214 BRIARCLIFF DR, 4214, MONROE, NC 28110-9705

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 SMITH ST, WINGATE, NC 28174-9619

Mortgage

Document Number0008157579
DateJul 01, 2021
Book Page8157/579
Instrument31266
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityWingate Town
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,183.00 (+23.89%)$288,800 (+63.07%) Land $64,400 Building $224,400$288,800 (+63.07%) Land $64,400 Building $224,400
2023$1,762.00$177,100 Land $34,500 Building $142,600$177,100 Land $34,500 Building $142,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790207013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 5% of the US · above 3% of North Carolina
Wildfire LikelihoodAbout 1 in 7,692 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 18 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Uniti GroupFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Smith St

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