125 S Jefferson St, Frederick, MD 21701 Property Records

Frederick County property record for 125 S Jefferson St, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,256 sqft · built 1930
Lot Size	0.299 acres (13,020 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Oct 2018)
Tax Bill	$5,918 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Oct 2018 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-119382`

Property Details

APN / Parcel Number

Primary APN	`02-119382`
Alternative APNs	`2119382` `119382`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,256 sqft Living Area
1st Floor Area	756 sqft
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Siding
Roof Type	Sawtooth
Roof Material	Metal
Lot Area	13,020 sqft (0.299 acres)
Garage Type	Detached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	300 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Municipal

Location & Zoning

Account Number	119382
Street Address	125 S JEFFERSON ST
City	FREDERICK
State	MD
Zip	21701-6202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LT 16 BLK A 75X212.6 X218.44 125 S. JEFF. ST.
Legal Subdivision	CATOCTIN PARK
Legal Block	A
Legal Lot Number	16
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2016
Census Tract	765100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	125 S JEFFERSON ST, FREDERICK, MD 21701-6202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2020	Deed of Trust, Mortgage · Conventional with PMI CITY LNDG
Oct 26, 2018	Grant Deed, Transfer · FHA Mortgage CITY LNDG
Oct 6, 2017	Deed of Trust, Mortgage · Conventional with PMI CAROLINA MONCADA
Oct 11, 2017	Grant Deed, Transfer · FHA Mortgage MLEND
Sep 20, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2018 · Amount on Record
Deed Sale	Oct 26, 2018 · Amount on Record
Prior Sale	Oct 11, 2017 · Amount on Record
Deed Book / Page	12686 / 7
Prior Transfer Date	Sep 18, 2017
Prior Transfer Doc	0120380132
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	125 S JEFFERSON ST, FREDERICK, MD 21701-6202
Document Number	0136320271
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 S JEFFERSON ST FREDERICK MD 217016202, FREDERICK, MD 21701-6202

Mortgage

Document Number	0136320271
Date	Apr 3, 2020
Book Page	013632/000271

Lender

Name	CITY LNDG
Address	VIENNA, VA 22182

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2050

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 26, 2018
Property Address	125 S JEFFERSON ST, FREDERICK, MD 21701-6202
Document Number	0126860007
Book / Page	012686 / 000007
Instrument Date	Sep 26, 2018
Transaction Type	Transfer
Record Updated	Nov 8, 2018
Title Company	REALTY TITLE/TYSONS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	125 S JEFFERSON ST FREDERICK MD 217016202, FREDERICK, MD 21701-6202

Mortgage

Document Number	126860015
Date	Oct 26, 2018
Book Page	012686/000015

Lender

Name	CITY LNDG
Address	VIENNA, VA 22182

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2048

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	125 S JEFFERSON ST, FREDERICK, MD 21701-6202
Document Number	0120730161
Instrument Date	Oct 6, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 S JEFFERSON ST FREDERICK MD 217016202, FREDERICK, MD 21701-6202

Mortgage

Document Number	0120730161
Date	Oct 11, 2017
Book Page	012073/000161

Lender

Name	CAROLINA MONCADA
Address	125 S JEFFERSON ST, FREDERICK, MD 21701-6202

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 11, 2017
Property Address	125 S JEFFERSON ST, FREDERICK, MD 21701-6202
Document Number	0120730161
Book / Page	012073 / 000161
Instrument Date	Oct 6, 2017
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 S JEFFERSON ST FREDERICK MD 217016202, FREDERICK, MD 21701-6202

Mortgage

Document Number	120730167
Date	Oct 11, 2017
Book Page	012073/000167

Lender

Name	MLEND
Address	MIDDLETOWN, MD 21769

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2047

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 20, 2017
Property Address	125 S JEFFERSON ST, FREDERICK, MD 21701-6202
Document Number	0120380132
Book / Page	012038 / 000132
Instrument Date	Sep 18, 2017
Transaction Type	Transfer
Record Updated	Nov 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	125 S JEFFERSON ST FREDERICK MD 217016202, FREDERICK, MD 21701-6202

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$334,567 (+4.75%)	$364,900 (+14.25%) Land $190,100 Building $174,800
2025	$5,918.00 (+27.49%)	$319,400 (+26.08%) Land $157,000 Building $162,400	$319,400 (-) Land $157,000 Building $162,400
2023	$4,642.00	$253,333	$319,400 Land $157,000 Building $162,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2018–2019)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2019 · other causes
Claims by Event	Severe Storms And Flooding, May 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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