123 S Jefferson St, Frederick, MD 21701 Property Records

Frederick County property record for 123 S Jefferson St, Frederick, MD 21701

Property Summary

Property TypeTownhouse
Details1 ba · 1,512 sqft · built 1865
Lot Size0.152 acres (6,615 sqft)
OwnerIndividual Name on File
Tax Bill$5,109 (2025)
Flood ZoneZone X (minimal risk)
APN02-098849

Property Details

APN / Parcel Number

Primary APN02-098849
Alternative APNs
  • 2098849
  • 098849

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,512 sqft Living Area
Gross Area1,632 sqft
1st Floor Area756 sqft

Exterior

Year BuiltBuilt 1865
Effective Year BuiltEffective 1865
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area6,615 sqft (0.152 acres)
Lot Dimensions245 ft deep x 27 ft wide
Garage TypeDetached
Garage Area260 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area608 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
SewerMunicipal

Location & Zoning

Account Number098849
Street Address123 S JEFFERSON ST
CityFREDERICK
StateMD
Zip21701-6202
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR6
Legal DescriptionLT 27 X 245 123 S. JEFF. ST. FREDERICK
Legal SubdivisionFREDERICK
Legal Lot Number123
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group2
Census Block2016
Census Tract765100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Frederick Historic District (Boundary Increase)
listed 1988 · 2,435 contributing resources · NRIS 88000713

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

123 S Jefferson St, a townhouse, is owned by an individual.

Source: Frederick County records, as of August 7, 2026

Owner of RecordIndividual Name on File
Mailing Address11024 ROESSNER AVE, HAGERSTOWN, MD 21740-7665
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 123 S Jefferson St was $5,109.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$287,900 (+4.65%)$313,500 (+13.96%) Land $158,000 Building $155,500
2025$5,109.00$275,100 Land $131,400 Building $143,700$275,100 Land $131,400 Building $143,700
2023$4,051.00 Homeowner's exemption$220,500$275,100 Land $131,400 Building $143,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 123 S Jefferson St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims3 (2018–2019)
Claims Outside the SFHA2 of 3
Most Recent ClaimJul 2019 · other causes
Claims by Event
  • Severe Storms And Flooding, May 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 123 S Jefferson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on S Jefferson St

Nearby Streets

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