116 S Jefferson St, Frederick, MD 21701 Property Records

Frederick County property record for 116 S Jefferson St, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,728 sqft · built 1860
Lot Size	0.137 acres (5,977 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Jan 2022)
Tax Bill	$4,673 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-087057`

Property Details

APN / Parcel Number

Primary APN	`02-087057`
Alternative APNs	`2087057` `087057`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,728 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Architectural Style	Conventional
Exterior Material	Siding
Roof Type	Sawtooth
Roof Material	Metal
Lot Area	5,977 sqft (0.137 acres)
Lot Dimensions	139 ft deep x 43 ft wide
Porch	Open Porch
Porch Area	312 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Municipal

Location & Zoning

Account Number	087057
Street Address	116 S JEFFERSON ST
City	FREDERICK
State	MD
Zip	21701-6203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DR
Legal Description	LT 43 X 139 116 S. JEFF. ST. FREDERICK
Legal Subdivision	FREDERICK
Legal Lot Number	116
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	3
Census Block	3000
Census Tract	765100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	116 S JEFFERSON ST, FREDERICK, MD 21701-6203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Deed, Transfer · Conventional Mortgage TJC MORTGAGE INC
Apr 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Apr 9, 2018	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2022 · Amount on Record
Deed Sale	Jan 4, 2022 · Amount on Record
Prior Sale	Oct 3, 2003
Deed Book / Page	15631 / 175
Transfer Doc	0000008635
Record Updated	Oct 29, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 4, 2022
Property Address	116 S JEFFERSON ST, FREDERICK, MD 21701-6203
Document Number	0156310175
Book / Page	15631 / 175
Instrument Date	Dec 16, 2021
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$637.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	116 S JEFFERSON ST, FREDERICK, MD 21701-6203

Mortgage

Document Number	0015631182
Date	Jan 4, 2022
Instrument	15631/182

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	116 S JEFFERSON ST, FREDERICK, MD 21701-6203
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0123550473
Date	Apr 9, 2018
Book Page	12355/0473

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2033

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	116 S JEFFERSON ST, FREDERICK, MD 21701-6203
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0123550499
Date	Apr 9, 2018
Book Page	12355/0499

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$273,000 (+27.73%)	$316,600 (+26.04%) Land $154,800 Building $161,800
2025	$4,673.00 (+18.91%)
2023	$3,930.00	$213,733	$251,200 Land $128,900 Building $122,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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