125 Monroe St, Radcliff, KY 40160 Property Records

Hardin County property record for 125 Monroe St, Radcliff, KY 40160 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 1991
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Tax Bill	$978 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`180-20-10-381`

Property Details

APN / Parcel Number

Primary APN	`180-20-10-381`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,620 sqft Living Area
Basement Area	1,560 sqft
Finished Basement	1,560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Raised Ranch
Lot Area	8,712 sqft (0.2 acres)
Patio Area	124 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	125 MONROE ST
City	RADCLIFF
State	KY
Zip	40160-9040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPERING HILLS LT 381 #15
Legal Subdivision	WHISPERING HILLS
Legal Block	10
Legal Lot Number	381
Jurisdiction	HARDIN KY
Township / Civil Division	RADCLIFF
Census Block Group	2
Census Block	2025
Census Tract	600

Owner

Source: Hardin County records · APN 180-20-10-381

Assessment roll updated January 20, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	125 MONROE ST, RADCLIFF, KY 40160-9040
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Apr 28, 2009
Transfer Doc	1293/278
Record Updated	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	125 MONROE ST, RADCLIFF, KY 40160-9040
Transaction Type	Mortgage
Record Updated	Jul 02, 2021
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE NTNWD TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2371/871
Date	Mar 31, 2021
Book Page	2371/871

Lender

Name	ARMED FORCES BANK NA
Type	Bank
Address	OVERLAND PARK, KS 66210

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: Hardin County records · Assessment roll updated January 20, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Municipality	Radcliff City
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$978.00 (-4.02%) Disabled Person's exemption Additional exemption filed	$149,600 (+43.02%) Land $18,000 Building $131,600	$149,600 (+43.02%) Land $18,000 Building $131,600
2023		$104,600 (-) Land $13,800 Building $90,800	$104,600 (-) Land $13,800 Building $90,800
2022		$104,600 Land $13,800 Building $90,800	$104,600 Land $13,800 Building $90,800
2021	$1,019.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hardin County (21093C), updated October 15, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210930006002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1997–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2017, river or lake flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 275 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Brandenburg Communications	Fiber	1,000 / 1,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.