Hardin County property record for 117 Monroe St, Radcliff, KY 40160 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Raised Ranch |
| Year Built | Built 1992 |
| Square Footage | 1,620 sqft Living Area |
| Lot Size | 8,276 sqft (0.189 acres) |
| Last Sale | $175,000 (2025) |
| Tax Bill | $1,417.00 (2025) |
| Primary APN | 180-20-10-377 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,620 sqft Living Area |
| Stories | 1 Stories |
| Fireplace | Single Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1992 |
|---|---|
| Architectural Style | Raised Ranch Style |
| Exterior Material | Frame/Masonry Exterior |
| Lot Area | 8,276 sqft (0.189 acres) |
| Patio Area | 270 sqft Patio |
| Heating System | Central Heating |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Street Address | 117 MONROE ST |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-9040 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WHISPERING HILLS LT 377 #15 |
| Legal Subdivision | WHISPERING HILLS |
| Legal Lot Number | 377 |
| Jurisdiction | HARDIN KY |
| Minor Civil Division | RADCLIFF |
| Census Blockgroup | 2 |
| Census Block | 2025 |
| Census Tract | 600 |
Source: Hardin County records · APN 180-20-10-377
Assessment roll updated April 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 1144, ELIZABETHTOWN, KY 42702-1144 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Nov 05, 2025 | Deed of Trust, Mortgage · Veterans Administration Mortgage SOUTH CENTRAL BANK |
| Jul 09, 2025 | Deed, Transfer SPRINGFIELD STATE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 09, 2025 · Amount on Record |
| Deed Sale | Jul 09, 2025 · Amount on Record |
| Deed Doc Number | 0015861123 |
| Deed Book / Page | 1586 / 1123 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 117 MONROE ST, RADCLIFF, KY 40160-9040 |
| Transaction Type | Mortgage |
| Record Updated | Dec 05, 2025 |
| Name | Verified Name |
|---|---|
| Address | 109 AUSTIN CT, FORT KNOX, KY 40121-3500 |
| Document Number | 0002588/89 |
|---|---|
| Date | Nov 05, 2025 |
| Book Page | 2588/89 |
| Name | SOUTH CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | GLASGOW, KY 42141 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Jul 09, 2025 |
| Property Address | 117 MONROE ST, RADCLIFF, KY 40160-9040 |
| Document Number | 01586/1123 |
| Book / Page | 1586 / 1123 |
| Map Reference | CAB 1 SH 875 |
| Instrument Date | Jul 09, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 05, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2491 S BOUNDARY RD, RADCLIFF, KY 40160-9665 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1144, ELIZABETHTOWN, KY 42702-1144 |
| Document Number | 002571/256 |
|---|---|
| Date | Jul 09, 2025 |
| Book Page | 2571/256 |
| Name | SPRINGFIELD STATE BANK |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, KY 40069 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 09, 2055 |
Source: Hardin County records · Assessment roll updated April 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Radcliff City |
| Unified School District | Hardin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,417.00 (+38.38%) | $148,900 (+41.54%) Land $18,000 Building $130,900 | $148,900 (+41.54%) Land $18,000 Building $130,900 |
| 2023 | $105,200 (-) Land $13,800 Building $91,400 | $105,200 (-) Land $13,800 Building $91,400 | |
| 2022 | $105,200 Land $13,800 Building $91,400 | $105,200 Land $13,800 Building $91,400 | |
| 2021 | $1,024.00 |
117 Monroe St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Hardin County (21093C), updated October 15, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 37th in Kentucky |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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