Hardin County property record for 123 Monroe St, Radcliff, KY 40160 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1990 |
| Square Footage | 1,389 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $167,000 (2021) |
| Tax Bill | $1,625.00 (2025) |
Source: Hardin County records · APN 180-20-10-380
Assessment roll updated April 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 123 MONROE ST, RADCLIFF, KY 40160-9040 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 28, 2021 | Deed of Trust, Mortgage · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV |
| Sep 28, 2021 | Deed of Trust, Mortgage · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV |
| Sep 28, 2021 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Apr 20, 2016 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 28, 2021 · Amount on Record |
| Deed Sale | Sep 28, 2021 · Amount on Record |
| Prior Sale | Apr 20, 2016 · Amount on Record |
| Deed Doc Number | 0001520266 |
| Deed Book / Page | 1520 / 266 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 123 MONROE ST, RADCLIFF, KY 40160-9040 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Title Company | MATINGLY FORD TITLE SERVICES LLC, MATTINGLY FORD TTL SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 123 MONROE ST, RADCLIFF, KY 40160-9040 |
| Document Number | 002405/327 |
|---|---|
| Date | Sep 28, 2021 |
| Book Page | 2405/327 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 01, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 123 MONROE ST, RADCLIFF, KY 40160-9040 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2023 |
| Title Company | MATINGLY FORD TITLE SERVICES LLC, MATTINGLY FORD TTL SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 123 MONROE ST, RADCLIFF, KY 40160-9040 |
| Document Number | 002405/327 |
|---|---|
| Date | Sep 28, 2021 |
| Book Page | 2405/327 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 01, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Sep 28, 2021 |
| Property Address | 123 MONROE ST, RADCLIFF, KY 40160-9040 |
| Document Number | 001520/266 |
| Book / Page | 1520 / 266 |
| Map Reference | CAB 1 SH 875 |
| Instrument Date | Sep 24, 2021 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | MATTINGLY FORD TTL SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $167.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 634 WISE LN, ELIZABETHTOWN, KY 42701-8463 |
| Name | Verified Name |
|---|---|
| Address | 123 MONROE ST, RADCLIFF, KY 40160-9040 |
| Document Number | 0002405311 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 2405/311 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Apr 20, 2016 |
| Property Address | 123 MONROE ST, RADCLIFF, KY 40160-9040 |
| Document Number | 1422/1494 |
| Book / Page | 1422 / 1494 |
| Map Reference | PL CAB 1 SH 875 |
| Instrument Date | Apr 15, 2016 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Title Company | MATTINGLY FORD TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $102.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2009 TY LN # LN2, 2009, RICHMOND, KY 40475-1971 |
| Name | Verified Name |
|---|---|
| Address | 123 MONROE ST, RADCLIFF, KY 40160-9040 |
| Document Number | 002158/400 |
|---|---|
| Date | Apr 20, 2016 |
| Book Page | 2158/400 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | CORONA, CA 92879 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2046 |
Source: Hardin County records · Assessment roll updated April 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Radcliff City |
| Unified School District | Hardin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,625.00 (+61.37%) | $171,800 (+2.87%) Land $18,000 Building $153,800 | $171,800 (+2.87%) Land $18,000 Building $153,800 |
| 2023 | $167,000 (-) Land $13,800 Building $153,200 | $167,000 (-) Land $13,800 Building $153,200 | |
| 2022 | $167,000 Land $13,800 Building $153,200 | $167,000 Land $13,800 Building $153,200 | |
| 2021 | $1,007.00 |
Source: FEMA National Flood Hazard Layer, Hardin County (21093C), updated October 15, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 180-20-10-380 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,389 sqft Living Area |
| Attic Area | 288 sqft Attic |
| Stories | 1 Stories |
| Fireplace | Single Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1990 |
|---|---|
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | Raised Foundation |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached Garage |
| Garage Area | 288 sqft Garage |
| Patio Area | 100 sqft Patio |
| Heating System | Central Heating |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Street Address | 123 MONROE ST |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-9040 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WHISPERING HILLS LT 380 #15 |
| Legal Subdivision | WHISPERING HILLS |
| Legal Lot Number | 380 |
| Jurisdiction | HARDIN KY |
| Minor Civil Division | RADCLIFF |
| Census Blockgroup | 2 |
| Census Block | 2025 |
| Census Tract | 600 |
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