125 Lighthouse Dr, Saugerties, NY 12477 Property Records

Ulster County and Saugerties Town property record for 125 Lighthouse Dr, Saugerties, NY 12477

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,123 sqft · built 2009
Lot Size	0.69 acres (30,056 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Jan 2022)
Tax Bill	$12,063 (2025)
Deeds & Mortgages	May 2021 Line of Credit Jan 2022 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`192992.000`

Property Details

APN / Parcel Number

Primary APN	`192992.000`
Alternative APN	`514801 18.71-3-9.120`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,123 sqft Living Area
1st Floor Area	1,253 sqft
2nd Floor Area	870 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	30,056 sqft (0.69 acres)
Garage Type	Attached
Garage Area	669 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	192992.000
Street Address	125 LIGHTHOUSE DR
City	SAUGERTIES
State	NY
Zip	12477-4217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07 - MIXED
Legal Block	3
Legal Lot Number	9.120
Jurisdiction	ULSTER NY
Township / Civil Division	SAUGERTIES
Census Block Group	1
Census Block	1003
Census Tract	950200

Owner

125 Lighthouse Dr is owned and occupied by an individual who bought it in January 2022.

Source: Ulster County and Saugerties Town records, as of April 20, 2026

Owner of Record	Individual Name on File
Mailing Address	125 LIGHTHOUSE DR, SAUGERTIES, NY 12477-4217
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Deed of Trust, Mortgage · Line of Credit MID HUDSON VALLEY FCU
Jan 10, 2022	Deed, Transfer
Mar 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MID HUDSON VALLEY FCU
Mar 11, 2020	Loan Modification, Mortgage · Conventional Mortgage MID-HUDSON VLY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2022 · Amount on File
Deed Sale	Jan 10, 2022 · Amount on File
Deed Document Number	2022557
Deed Book / Page	6987 / 20
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	125 LIGHTHOUSE DR, SAUGERTIES, NY 12477-4217
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008804
Date	May 4, 2021
Book Page	12421/102
Instrument	2021-8804

Lender

Name	MID HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	13 Months
Due	Jun 1, 2022

Interest

Rate Type	Adjustable Rate

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ULSTER NY
Recording Date	Jan 10, 2022
Property Address	125 LIGHTHOUSE DR, SAUGERTIES, NY 12477-4217
Document Number	0000000557
Book / Page	6987 / 20
Instrument Date	Dec 23, 2021
Instrument	2022-557
Transaction Type	Transfer
Record Updated	Apr 20, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 SCHOONMAKER LN, WOODSTOCK, NY 12498-1137

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	125 LIGHTHOUSE DR, SAUGERTIES, NY 12477-4217
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003975
Date	Mar 17, 2020
Book Page	12023/295
Instrument	2020-3975

Lender

Name	MID HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2035

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ULSTER NY
Property Address	125 LIGHTHOUSE DR, SAUGERTIES, NY 12477-4217
Document Number	0000003976
Instrument Date	Mar 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 LIGHTHOUSE DR SAUGERTIES NY 124774217, SAUGERTIES, NY 12477-4217

Mortgage

Document Number	0000003976
Date	Mar 17, 2020
Book Page	006578/000001
Instrument	3976

Lender

Name	MID-HUDSON VLY FCU
Type	Credit Union
Address	KINGSTON, NY 12401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 16, 2035

Interest

Rate	2.62%

Tax Assessment & Valuation

The 2025 property tax bill for 125 Lighthouse Dr was $12,063.

Source: Ulster County and Saugerties Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Saugerties Town
Municipality	Saugerties Village
Unified School District	Saugerties Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,063.00	$682,500 Land $102,000 Building $580,500	$682,500 Land $102,000 Building $580,500
2023		$580,500 (+20.06%) Land $98,500 Building $482,000	$580,500 (+20.06%) Land $98,500 Building $482,000
2022		$483,500 Land $98,500 Building $385,000	$483,500 Land $98,500 Building $385,000
2021	$3,298.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 125 Lighthouse Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	49 (1996–2022)
Claims Outside the SFHA	3 of 49
Most Recent Claim	Dec 2022 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 20 claims Hurricane Irene, Aug 2011 · 16 claims Severe Storms And Flooding, Apr 2005 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 Lighthouse Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGERTIES (VILLAGE) WATER DIS serves 4,200 people · EPA ID NY5503386
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Archtop Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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