Ulster County and Saugerties Town property record for 123 Lighthouse Dr, Saugerties, NY 12477 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,504 sqft · built 1961 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $515,000 (Oct 2024) |
| Tax Bill | $8,970 (2025) |
| Deeds & Mortgages | Jun 2025 Refinance Oct 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 192992.000 |
| Primary APN | 192992.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,504 sqft Living Area |
| 1st Floor Area | 1,581 sqft |
| Upper Floors Area | 923 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Foundation Type | No Foundation |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Detached |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Porch | Slab |
| Porch Area | 904 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 192992.000 |
|---|---|
| Street Address | 123 LIGHTHOUSE DR |
| City | SAUGERTIES |
| State | NY |
| Zip | 12477-4217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 3 |
| Legal Lot Number | 9.110 |
| Jurisdiction | ULSTER NY |
| Township / Civil Division | SAUGERTIES |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 950200 |
Source: Ulster County and Saugerties Town records · APN 192992.000
Assessment roll updated April 20, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 123 LIGHTHOUSE DR, SAUGERTIES, NY 12477-4217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 20, 2025 | Deed of Trust, Mortgage · Stand-Alone Refinance MANUFACTURERS & TRADERS TRUST CO |
| Oct 02, 2024 | Deed, Transfer · Stand-Alone First Mortgage M & T BANK |
| Jul 22, 2019 | Grant Deed, Transfer GLASCO ABSTRACT |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 02, 2024 · Amount on Record |
| Deed Sale | Oct 02, 2024 · Amount on Record |
| Prior Sale | Jul 22, 2019 · Amount on Record |
| Deed Document Number | 202411082 |
| Deed Book / Page | 7406 / 262 |
| Prior Transfer Date | Aug 19, 1999 |
| Prior Transfer Doc | 0000000303 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 123 LIGHTHOUSE DR, SAUGERTIES, NY 12477-4217 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000007099 |
|---|---|
| Date | Jun 20, 2025 |
| Book Page | 13535/294 |
| Instrument | 2025-7099 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | ULSTER NY |
| Recording Date | Oct 02, 2024 |
| Property Address | 123 LIGHTHOUSE DR, SAUGERTIES, NY 12477-4217 |
| Document Number | 0000011082 |
| Book / Page | 7406 / 262 |
| Instrument Date | Sep 27, 2024 |
| Instrument | 2024-11082 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 DUNWOODIE DR, KINGSTON, NY 12401-6920 |
| Document Number | 0000011083 |
|---|---|
| Date | Oct 02, 2024 |
| Instrument | 2024-11083 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ULSTER NY |
| Recording Date | Jul 22, 2019 |
| Property Address | 123 LIGHTHOUSE DR, SAUGERTIES, NY 12477-4217 |
| Document Number | 0000009131 |
| Book / Page | 006460 / 000335 |
| Instrument Date | Jul 16, 2019 |
| Instrument | 9131 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2019 |
| Title Company | GLASCO ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,260.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2017 ROUTE 32 SAUGERTIES NY 124774438, SAUGERTIES, NY 12477-4438 |
Source: Ulster County and Saugerties Town records · Assessment roll updated April 20, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ulster County |
| County Subdivision | Saugerties Town |
| Municipality | Saugerties Village |
| Unified School District | Saugerties Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,970.00 (+266.12%) | $507,500 (+17.61%) Land $108,500 Building $399,000 | $507,500 (+17.61%) Land $108,500 Building $399,000 |
| 2023 | $431,500 (+20.03%) Land $104,500 Building $327,000 | $431,500 (+20.03%) Land $104,500 Building $327,000 | |
| 2022 | $359,500 Land $104,500 Building $255,000 | $359,500 Land $104,500 Building $255,000 | |
| 2021 | $2,450.00 |
Source: FEMA National Flood Hazard Layer, Ulster County (36111C), updated April 5, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361119502001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 14 individual NFIP policies nearby |
| Nearby Flood Policies | 14 in force 12 of 14 on primary residences |
| Nearby Flood Claims | 49 (1996–2022) |
| Claims Outside the SFHA | 3 of 49 |
| Most Recent Claim | Dec 2022, river or lake flooding |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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