120 Lighthouse Dr, Saugerties, NY 12477 Property Records

Ulster County and Saugerties Town property record for 120 Lighthouse Dr, Saugerties, NY 12477 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,612 sqft · built 1960
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on File
Tax Bill	$12,063 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`514801 18.71-4-11`

Property Details

APN / Parcel Number

Primary APN	`514801 18.71-4-11`
Alternative APN	`196265.000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,612 sqft Living Area
1st Floor Area	1,612 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	169 ft deep x 104 ft wide
View / Lot	Waterfront / Beach
Garage Type	Basement
Porch	Porch
Porch Area	269 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	196265.000
Street Address	120 LIGHTHOUSE DR
City	SAUGERTIES
State	NY
Zip	12477-4257
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	4
Legal Lot Number	11.000
Jurisdiction	ULSTER NY
Township / Civil Division	SAUGERTIES
Census Block Group	1
Census Block	1003
Census Tract	950200

Owner

Source: Ulster County and Saugerties Town records · APN 514801 18.71-4-11

Assessment roll updated April 20, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	120 LIGHTHOUSE DR, SAUGERTIES, NY 12477-4257
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	120 LIGHTHOUSE DR, SAUGERTIES, NY 12477-4257
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011331
Date	Aug 15, 2018
Book Page	0000011626/0000000058
Instrument	000000011331

Lender

Name	MID HUDSON VALLEY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ulster County and Saugerties Town records · Assessment roll updated April 20, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Saugerties Town
Municipality	Saugerties Village
Unified School District	Saugerties Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,063.00 (+265.77%)	$682,500 (+17.57%) Land $174,500 Building $508,000	$682,500 (+17.57%) Land $174,500 Building $508,000
2023		$580,500 (+20.06%) Land $169,000 Building $411,500	$580,500 (+20.06%) Land $169,000 Building $411,500
2022		$483,500 Land $169,000 Building $314,500	$483,500 Land $169,000 Building $314,500
2021	$3,298.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ulster County (36111C), updated April 5, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.