125 Grindstone Dr, Gallatin, TN 37066 Property Records

Sumner County property record for 125 Grindstone Dr, Gallatin, TN 37066

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,564 sqft · built 2017
Owner	Individual Name on Record
Last Sale	$370,000 (Sep 2020)
Tax Bill	$1,799 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jan 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`083124B C 00700`

Property Details

APN / Parcel Number

Primary APN	`083124B C 00700`
Alternative APN	`124B C 00700`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,564 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Terrain	Rolling
Garage Type	Finished
Driveway	Driveway
Driveway Area	731 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	125 GRINDSTONE DR
City	GALLATIN
State	TN
Zip	37066-1595
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PB29 PG 325-327 LT525
Legal Subdivision	CARELLTON PH3-C LT525
Legal Block	325-327
Legal Lot Number	525
Jurisdiction	SUMNER TN
Township / Civil Division	4
Census Block Group	1
Census Block	1042
Census Tract	20502

Owner

Source: Sumner County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	142 ASHLIN WOODS DR NE, CLEVELAND, TN 37312-4591
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jan 25, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
May 14, 2019	Deed of Trust, Mortgage · VA Mortgage LENDING HAND MORTGAGE LLC
Feb 25, 2020	Deed of Trust, Mortgage · VA Mortgage LENDING HAND MORTGAGE LLC
Sep 30, 2020	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVESTORS GROUP INC
Aug 3, 2018	Warranty Deed, Transfer · VA Mortgage FBC MORTGAGE LLC
Apr 11, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2020 · Amount on Record
Deed Sale	Sep 30, 2020 · Amount on Record
Prior Sale	Aug 3, 2018 · Amount on Record
Deed Document Number	1330939
Deed Book / Page	5357 / 633
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	125 GRINDSTONE DR, GALLATIN, TN 37066-1595
Transaction Type	Mortgage
Record Updated	Nov 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 GRINDSTONE DR, GALLATIN, TN 37066-1595

Mortgage

Document Number	0060390330
Date	Sep 23, 2022
Book Page	6039/330
Instrument	1430693

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	125 GRINDSTONE DR, GALLATIN, TN 37066-1595
Transaction Type	Mortgage
Record Updated	Mar 9, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 GRINDSTONE DR, GALLATIN, TN 37066-1595

Mortgage

Document Number	0058460294
Date	Jan 25, 2022
Book Page	5846/294
Instrument	1400714

Lender

Name	TRUIST BANK
Type	Bank
Address	NASHVILLE, TN 37219

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	125 GRINDSTONE DR, GALLATIN, TN 37066-1595
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049420446
Date	May 14, 2019
Book Page	4942/446
Instrument	1268374

Lender

Name	LENDING HAND MORTGAGE LLC
Type	Mortgage Company
Address	GOODLETTSVILLE, TN 37072

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	125 GRINDSTONE DR, GALLATIN, TN 37066-1595
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051500041
Date	Feb 25, 2020
Book Page	5150/41
Instrument	1301753

Lender

Name	LENDING HAND MORTGAGE LLC
Type	Mortgage Company
Address	GOODLETTSVILLE, TN 37072

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Sep 30, 2020
Property Address	125 GRINDSTONE DR, GALLATIN, TN 37066-1595
Document Number	0053570633
Book / Page	5357 / 633
Map Reference	MB 29 PG 325-327
Instrument Date	Sep 29, 2020
Instrument	1330939
Transaction Type	Transfer
Record Updated	Oct 7, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,369.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 ASHLIN WOODS DR NE, CLEVELAND, TN 37312-4591

Mortgage

Document Number	5357636
Date	Sep 30, 2020
Instrument	5357/636

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Aug 3, 2018
Property Address	125 GRINDSTONE DR, GALLATIN, TN 37066-1595
Document Number	0047890803
Book / Page	4789 / 803
Map Reference	MB 29 PG 325-327
Instrument Date	Jul 31, 2018
Instrument	1240916
Transaction Type	Transfer
Record Updated	Oct 7, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 GRINDSTONE DR, GALLATIN, TN 37066-1595

Mortgage

Document Number	1240917
Date	Aug 3, 2018
Instrument	1240917

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUMNER TN
Recording Date	Apr 11, 2018
Property Address	125 GRINDSTONE DR, GALLATIN, TN 37066-1595
Document Number	0047230060
Book / Page	004723 / 000060
Instrument Date	Apr 11, 2018
Instrument	1229060
Transaction Type	Transfer
Record Updated	Apr 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$4,181.70
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	393 MAPLE ST #100 GALLATIN TN 370666342, 100, GALLATIN, TN 37066-6342
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Sumner County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Municipality	Gallatin City
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,799.00 (-33.74%)	$126,625 (+42.36%) Land $22,500 Building $104,125
2024			$506,500 (+42.36%) Land $90,000 Building $416,500
2023	$2,715.00 (-0.33%)	$88,950 (-) Land $12,000 Building $76,950
2022	$2,724.00	$88,950 Land $12,000 Building $76,950
2021			$355,800 Land $48,000 Building $307,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	23 (1993–2024)
Claims Outside the SFHA	9 of 23
Most Recent Claim	May 2024 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2024 · 2 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE HOUSE UTILITY DISTRICT serves 130,411 people · EPA ID TN0000745
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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