Sumner County property record for 117 Grindstone Dr, Gallatin, TN 37066
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,592 sqft · built 2020 |
| Owner | Individual Name on File |
| Last Sale | $383,200 (Jun 2020) |
| Tax Bill | $1,868 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 083124B C 00900 |
| Primary APN | 083124B C 00900 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,592 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Terrain | Rolling |
| Garage Type | Finished |
| Driveway | Driveway |
| Driveway Area | 1,014 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 117 GRINDSTONE DR |
|---|---|
| City | GALLATIN |
| State | TN |
| Zip | 37066-1595 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PB29 PG 325-327 LT527 |
| Legal Subdivision | CARELLTON PH3-C LT527 |
| Legal Block | 325-327 |
| Legal Lot Number | 527 |
| Jurisdiction | SUMNER TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 20502 |
Source: Sumner County records · APN 083124B C 00900
Assessment roll updated May 20, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 117 GRINDSTONE DR, GALLATIN, TN 37066-1595 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage QUORUM FEDERAL CU |
| Apr 21, 2021 | Deed of Trust, Mortgage · VA Mortgage JFQ LENDING INC |
| Jun 11, 2020 | Warranty Deed, Transfer · VA Mortgage F & M BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 11, 2020 · Amount on Record |
| Deed Sale | Jun 11, 2020 · Amount on Record |
| Deed Document Number | 1314697 |
| Deed Book / Page | 5241 / 547 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 117 GRINDSTONE DR, GALLATIN, TN 37066-1595 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0059780243 |
|---|---|
| Date | Jun 29, 2022 |
| Book Page | 5978/243 |
| Instrument | 1420917 |
| Name | QUORUM FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | PURCHASE, NY 10577 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 117 GRINDSTONE DR, GALLATIN, TN 37066-1595 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0055710792 |
|---|---|
| Date | Apr 21, 2021 |
| Book Page | 5571/792 |
| Instrument | 1360915 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85256 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Jun 11, 2020 |
| Property Address | 117 GRINDSTONE DR, GALLATIN, TN 37066-1595 |
| Document Number | 0052410547 |
| Book / Page | 5241 / 547 |
| Map Reference | MB 29 PG 325-327 |
| Instrument Date | Jun 08, 2020 |
| Instrument | 1314697 |
| Transaction Type | Transfer |
| Record Updated | Oct 07, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,417.84 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 117 GRINDSTONE DR, GALLATIN, TN 37066-1595 |
| Document Number | 5241551 |
|---|---|
| Date | Jun 11, 2020 |
| Instrument | 5241/551 |
| Name | F & M BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
Source: Sumner County records · Assessment roll updated May 20, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Municipality | Gallatin City |
| Unified School District | Sumner County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,868.00 (-32.29%) | $131,425 (+45.34%) Land $22,500 Building $108,925 | |
| 2024 | $525,700 (+45.34%) Land $90,000 Building $435,700 | ||
| 2023 | $2,759.00 (-0.33%) | $90,425 (-) Land $12,000 Building $78,425 | |
| 2022 | $2,768.00 | $90,425 Land $12,000 Building $78,425 | |
| 2021 | $361,700 Land $48,000 Building $313,700 |
Source: FEMA National Flood Hazard Layer as of July 12, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 23 (1993–2024) |
| Claims Outside the SFHA | 9 of 23 |
| Most Recent Claim | May 2024 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 215 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WHITE HOUSE UTILITY DISTRICT serves 130,411 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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