Sumner County property record for 132 Grindstone Dr, Gallatin, TN 37066
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,314 sqft · built 2017 |
| Owner | Individual Name on File |
| Last Sale | $367,813 (Mar 2018) |
| Tax Bill | $2,073 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 083124B C 01300 |
| Primary APN | 083124B C 01300 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,314 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Terrain | Rolling |
| Garage Type | Finished |
| Driveway | Driveway |
| Driveway Area | 391 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 132 GRINDSTONE DR |
|---|---|
| City | GALLATIN |
| State | TN |
| Zip | 37066-1590 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PB29 PG 325-327 LT534 |
| Legal Subdivision | CARELLTON PH3-C LT534 |
| Legal Block | 325-327 |
| Legal Lot Number | 534 |
| Jurisdiction | SUMNER TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 20502 |
Source: Sumner County records · APN 083124B C 01300
Assessment roll updated May 20, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 132 GRINDSTONE DR, GALLATIN, TN 37066-1590 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 02, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RELIANT BANK |
| Nov 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND |
| Mar 12, 2018 | Warranty Deed, Transfer · Conventional Mortgage RELIANCE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 12, 2018 · Amount on Record |
| Deed Sale | Mar 12, 2018 · Amount on Record |
| Deed Document Number | 1225851 |
| Deed Book / Page | 4704 / 769 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 132 GRINDSTONE DR, GALLATIN, TN 37066-1590 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0053920522 |
|---|---|
| Date | Nov 02, 2020 |
| Book Page | 5392/522 |
| Instrument | 1335717 |
| Name | RELIANT BANK |
|---|---|
| Type | Bank |
| Address | BRENTWOOD, TN 37027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 132 GRINDSTONE DR, GALLATIN, TN 37066-1590 |
| Document Number | 0050860649 |
| Instrument Date | Nov 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2019 |
| Title Company | TRISTAR TITLE AND ESCROW, TRISTAR TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 132 GRINDSTONE DR GALLATIN TN 370661590, GALLATIN, TN 37066-1590 |
| Document Number | 0050860649 |
|---|---|
| Date | Nov 26, 2019 |
| Book Page | 005086/000649 |
| Instrument | 1291580 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 25, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Mar 12, 2018 |
| Property Address | 132 GRINDSTONE DR, GALLATIN, TN 37066-1590 |
| Document Number | 0047040769 |
| Book / Page | 4704 / 769 |
| Map Reference | MB 29 PG 325-327 |
| Instrument Date | Mar 05, 2018 |
| Instrument | 1225851 |
| Transaction Type | Transfer |
| Record Updated | Oct 07, 2021 |
| Title Company | WARRANTY TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,360.91 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 132 GNNDSTONE DR, GALLATIN, TN 37066 |
| Document Number | 1225852 |
|---|---|
| Date | Mar 12, 2018 |
| Instrument | 1225852 |
| Name | RELIANCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2048 |
Source: Sumner County records · Assessment roll updated May 20, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Municipality | Gallatin City |
| Unified School District | Sumner County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,073.00 (-32.5%) | $145,875 (+45%) Land $22,500 Building $123,375 | |
| 2024 | $583,500 (+45%) Land $90,000 Building $493,500 | ||
| 2023 | $3,071.00 (-0.32%) | $100,600 (-) Land $12,000 Building $88,600 | |
| 2022 | $3,081.00 | $100,600 Land $12,000 Building $88,600 | |
| 2021 | $402,400 Land $48,000 Building $354,400 |
Source: FEMA National Flood Hazard Layer as of July 12, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 23 (1993–2024) |
| Claims Outside the SFHA | 9 of 23 |
| Most Recent Claim | May 2024 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 215 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WHITE HOUSE UTILITY DISTRICT serves 130,411 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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