125 Formby, Williamsburg, VA 23188 Property Records

James City County property record for 125 Formby, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,279 sqft · built 1995
Lot Size	0.464 acres (20,212 sqft)
Owner	Company Name on File
Last Sale	$750,000 (Dec 2021)
Tax Bill	$6,694 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-2 03-0-0248`

Property Details

APN / Parcel Number

Primary APN	`37-2 03-0-0248`
Alternative APN	`15735`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Total Rooms	18 Rooms
Stories	2 Stories
Building Area	3,279 sqft Living Area
Basement Area	2,046 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	20,212 sqft (0.464 acres)
Porch	Open Porch
Deck Area	1,188 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	15735
Street Address	125 FORMBY
City	WILLIAMSBURG
State	VA
Zip	23188-9198
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDENTIAL PLANNED CO
Legal Description	L-248 S-6 FORD'S COLONY
Legal Subdivision	FORDS COLONY
Legal Lot Number	248
Jurisdiction	JAMES CITY VA
Township / Civil Division	JAMESTOWN
Census Block Group	2
Census Block	2001
Census Tract	80208

Owner

125 Formby is owned by a company that bought it in December 2021.

Source: James City County records, as of November 17, 2025

Owner of Record	Company Name on File
Mailing Address	701 HORSEBACK HOLW, AUSTIN, TX 78732-2382
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2021 · Amount on File
Deed Sale	Dec 27, 2021 · Amount on File
Prior Sale	Sep 13, 2004 · Amount on File
Deed Document Number	210024985
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Dec 27, 2021
Property Address	125 FORMBY, WILLIAMSBURG, VA 23188-9198
Document Number	0210024985
Instrument Date	Dec 17, 2021
Instrument	210024985
Transaction Type	Transfer
Record Updated	Jan 5, 2022
Title Company	LYTLE TITLE AND ESCROW LLC, LYTLE TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6739 ACADEMY RD NE STE 256, 256, ALBUQUERQUE, NM 87109-3357

Mortgage

Document Number	0210024986
Date	Dec 27, 2021
Instrument	210024986

Lender

Name	CITIBANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 125 Formby was $6,694, up 6.4% from the year before.

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,694.00 (+6.41%)	$806,600 Land $220,000 Building $586,600	$806,600 Land $220,000 Building $586,600
2024	$6,291.00 (+3.83%)
2023	$6,059.00 (+6.82%)	$683,400 Land $133,800 Building $549,600	$683,400 Land $133,800 Building $549,600
2022	$5,672.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 125 Formby in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 Formby is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Formby

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