122 Formby, Williamsburg, VA 23188 Property Records

James City County property record for 122 Formby, Williamsburg, VA 23188

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.477 acres (20,778 sqft)
Owner	Company Name on Record
Last Sale	$210,000 (May 2022)
Tax Bill	$1,332 (2022)
Deeds & Mortgages	Feb 2026 Mortgage Aug 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`37-2 03-0-0246`

Property Details

APN / Parcel Number

Primary APN	`37-2 03-0-0246`
Alternative APN	`7521`

Exterior

Lot Area	20,778 sqft (0.477 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	7521
Street Address	122 FORMBY
City	WILLIAMSBURG
State	VA
Zip	23188-9197
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R4 RESIDEN
Legal Description	L-246 S-6 FORD'S COLONY
Legal Subdivision	FORDS COLONY
Legal Lot Number	246
Jurisdiction	JAMES CITY VA
Township / Civil Division	JAMESTOWN
Census Block Group	2
Census Block	2001
Census Tract	80208

Owner

Source: James City County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	120 FORMBY, WILLIAMSBURG, VA 23188-9197
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Deed of Trust, Mortgage · VA Mortgage PROSPERITY HOME MORTGAGE LLC
Aug 8, 2022	Intrafamily Transfer, Transfer
May 27, 2022	Warranty Deed, Transfer SOUTHEAST SETTLEMENT AND TITLE, SOUTHEAST SETTLEMENT & TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2022 · Amount on Record
Deed Sale	May 27, 2022 · Amount on Record
Prior Sale	Feb 13, 2006 · Amount on Record
Deed Document Number	20228526
Last Transfer Date	Aug 2, 2022
Transfer Doc	0202212075
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	122 FORMBY, WILLIAMSBURG, VA 23188-9197
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 FORMBY, WILLIAMSBURG, VA 23188-9197

Mortgage

Document Number	0202601545
Date	Feb 6, 2026
Instrument	202601545

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22031

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.49%

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JAMES CITY VA
Recording Date	Aug 8, 2022
Property Address	122 FORMBY, WILLIAMSBURG, VA 23188-9197
Document Number	0202212075
Instrument Date	Aug 2, 2022
Instrument	202212075
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 FORMBY, WILLIAMSBURG, VA 23188-9197

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	May 27, 2022
Property Address	122 FORMBY, WILLIAMSBURG, VA 23188-9197
Document Number	0202208526
Instrument Date	Mar 20, 2022
Instrument	202208526
Transaction Type	Transfer
Record Updated	Jun 8, 2022
Title Company	SOUTHEAST SETTLEMENT AND TITLE, SOUTHEAST SETTLEMENT & TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 FORMBY, WILLIAMSBURG, VA 23188-9197

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$221,700 (+38.13%) Land $221,700	$221,700 (+38.13%) Land $221,700
2023		$160,500 Land $160,500	$160,500 Land $160,500
2022	$1,332.00 (-1.19%)
2019	$1,348.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Formby

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures