121 Formby, Williamsburg, VA 23188 Property Records

James City County property record for 121 Formby, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,387 sqft · built 2014
Lot Size	0.566 acres (24,655 sqft)
Owner	2 Trust Names on File
Last Sale	$1,100,000 (Aug 2020)
Tax Bill	$9,327 (2025)
Deeds & Mortgages	Jan 2026 Sale Jan 2026 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`37-2 03-0-0250`

Property Details

APN / Parcel Number

Primary APN	`37-2 03-0-0250`
Alternative APN	`10315`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	1 Story
Building Area	4,387 sqft Living Area
Basement Area	1,633 sqft
Finished Basement	1,050 sqft
Unfinished Basement	583 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	24,655 sqft (0.566 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	384 sqft
Deck Area	365 sqft
Patio Area	365 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	10315
Street Address	121 FORMBY
City	WILLIAMSBURG
State	VA
Zip	23188-9198
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDEN
Legal Description	L-250 S-6 FORD'S COLONY
Legal Subdivision	FORDS COLONY
Legal Lot Number	250
Jurisdiction	JAMES CITY VA
Township / Civil Division	JAMESTOWN
Census Block Group	2
Census Block	2001
Census Tract	80208

Owner

121 Formby is owner-occupied and held in a trust since August 2020.

Source: James City County records, as of August 6, 2026

Owner of Record	2 Trust Names on File
Mailing Address	121 FORMBY, WILLIAMSBURG, VA 23188-9198
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Deed of Distribution, Transfer
Jan 27, 2026	Intrafamily Transfer, Transfer
Oct 7, 2020	Deed of Trust, Mortgage FIRST NAT'L BK/PA
Sep 10, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 14, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2020 · Amount on File
Deed Sale	Aug 14, 2020 · Amount on File
Prior Sale	Sep 3, 2013 · Amount on File
Deed Document Number	202012687
Last Transfer Date	Aug 26, 2020
Transfer Doc	0000014825
Record Updated	Oct 29, 2026

January 2026: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	JAMES CITY VA
Recording Date	Jan 27, 2026
Property Address	121 FORMBY, WILLIAMSBURG, VA 23188-9198
Document Number	0202600903
Map Reference	MB 47 PG 59
Instrument Date	Jan 23, 2026
Instrument	202600903
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	121 FORMBY, WILLIAMSBURG, VA 23188-9198

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JAMES CITY VA
Recording Date	Jan 27, 2026
Property Address	121 FORMBY, WILLIAMSBURG, VA 23188-9198
Document Number	0202601031
Map Reference	MB 47 PG 59
Instrument Date	Jan 23, 2026
Instrument	202601031
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	121 FORMBY, WILLIAMSBURG, VA 23188-9198

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	121 FORMBY, WILLIAMSBURG, VA 23188-9198
Document Number	0000017423
Instrument Date	Oct 7, 2020
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 FORMBY WILLIAMSBURG VA 231889198, WILLIAMSBURG, VA 23188-9198

Mortgage

Document Number	0000017423
Date	Oct 14, 2020
Instrument	17423

Lender

Name	FIRST NAT'L BK/PA
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 13, 2050

Interest

Rate Type	Fixed Rate

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JAMES CITY VA
Recording Date	Sep 10, 2020
Property Address	121 FORMBY, WILLIAMSBURG, VA 23188-9198
Document Number	0000014825
Instrument Date	Aug 26, 2020
Instrument	14825
Transaction Type	Transfer
Record Updated	Oct 6, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 FORMBY WILLIAMSBURG VA 231889198, WILLIAMSBURG, VA 23188-9198

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Aug 14, 2020
Property Address	121 FORMBY, WILLIAMSBURG, VA 23188-9198
Document Number	0000012687
Instrument Date	Aug 13, 2020
Instrument	12687
Transaction Type	Transfer
Record Updated	Sep 8, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$1,100.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 FORMBY WILLIAMSBURG VA 231889198, WILLIAMSBURG, VA 23188-9198

Tax Assessment & Valuation

The 2025 property tax bill for 121 Formby was $9,327, up 6.4% from the year before.

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,327.00 (+6.41%)	$1,123,800 Land $223,500 Building $900,300	$1,123,800 Land $223,500 Building $900,300
2024	$8,765.00 (+0.3%)
2023	$8,739.00	$1,053,000 Land $133,800 Building $919,200	$1,053,000 Land $133,800 Building $919,200
2022	$8,739.00
2019	$5,306.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 121 Formby in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 Formby is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Formby

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures