St. Charles County property record for 113 E Towerwood Dr, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,034 sqft · built 1992 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $30,500 (Mar 2024) |
| Tax Bill | $3,323 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A882000831 |
| Primary APN | A882000831 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,034 sqft Living Area |
| Gross Area | 2,666 sqft |
| 1st Floor Area | 1,170 sqft |
| Basement Area | 1,008 sqft |
| Finished Basement | 864 sqft |
| Unfinished Basement | 144 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Type | Attached |
| Garage Area | 488 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Deck Area | Deck Area |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A882000831 |
|---|---|
| Street Address | 113 E TOWERWOOD DR |
| City | O FALLON |
| State | MO |
| Zip | 63366-1781 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWERWOOD PL LOT 2 |
| Legal Subdivision | TOWERWOOD PL |
| Legal Lot Number | 2 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | O'FALLON |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 311602 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 113 E TOWERWOOD DR, O FALLON, MO 63366-1781 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 26, 2024 · Amount on Record |
| Deed Sale | Mar 26, 2024 · Amount on Record |
| Prior Sale | Jun 7, 2002 · Amount on Record |
| Deed Document Number | 202411206 |
| Prior Transfer Date | Mar 1, 2024 |
| Prior Transfer Doc | 0000011206 |
| Record Updated | Oct 29, 2026 |
| Jurisdiction | ST CHARLES MO |
|---|---|
| Recording Date | Mar 26, 2024 |
| Property Address | 113 E TOWERWOOD DR, O FALLON, MO 63366-1781 |
| Document Number | 0000011206 |
| Map Reference | MB 27 PG 125 |
| Instrument Date | Mar 20, 2024 |
| Instrument | 2024R-011206 |
| Record Updated | Apr 10, 2024 |
| Title Company | MORTGAGE CONNECT LP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 113 E TOWERWOOD DR, O FALLON, MO 63366-1781 |
| Name | Verified Name |
|---|---|
| Address | 113 E TOWERWOOD DR, O FALLON, MO 63366-1781 |
| Document Number | 0000011207 |
|---|---|
| Date | Mar 26, 2024 |
| Instrument | 2024R-011207 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2039 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $51,626 (-) | $271,716 (-) Land $55,000 Building $216,716 | |
| 2025 | $3,323.00 | $51,626 (+6.29%) | $271,716 (+6.29%) Land $55,000 Building $216,716 |
| 2023 | $48,571 | ||
| 2022 | $255,636 Land $40,000 Building $215,636 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OFALLON PWS serves 32,515 people · EPA ID MO6010588 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon, Wisper ISP.
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