125 E Summit St, Chelsea, MI 48118 Property Records

Washtenaw County property record for 125 E Summit St, Chelsea, MI 48118

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,509 sqft · built 1900
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Last Sale$171,300 (Oct 2009)
Tax Bill$2,634 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN06-06-12-403-019

Property Details

APN / Parcel Number

Primary APN06-06-12-403-019
Alternative APN
  • FC0612403019

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories2 Stories
Building Area1,509 sqft Living Area
1st Floor Area1,037 sqft
Basement Area1,037 sqft
Unfinished Basement1,037 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 2006
Exterior MaterialAluminum/Vinyl
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Deck Area200 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address125 E SUMMIT ST
CityCHELSEA
StateMI
Zip48118-1053
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS3 TW
Legal DescriptionOLD SID - FC 06-570-005-00 CV 5-5 LOT 5 BLK 16 E. CONGDON'S 3RD ADDITION.
Legal Range03E
Legal Township02S
Legal Section12
Legal SubdivisionE CONGDONS 3RD ADD
Legal Block16
Legal Lot Number5
JurisdictionWASHTENAW MI
Township / Civil DivisionCHELSEA
Census Block Group2
Census Block2017
Census Tract446400

Owner

125 E Summit St is owned and occupied by two individuals who bought it in October 2009.

Source: Washtenaw County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address125 E SUMMIT ST, CHELSEA, MI 48118-1053
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 21, 2009 · Amount on File
Deed SaleOct 21, 2009 · Amount on File
Deed Document Number20095923609
Deed Book / Page4756 / 958
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHTENAW MI
Property Address125 E SUMMIT ST, CHELSEA, MI 48118-1053
Transaction TypeMortgage
Record UpdatedOct 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 E SUMMIT ST, CHELSEA, MI 48118-1053

Mortgage

Document Number0006614497
DateSep 29, 2021
Book Page5447/689
Instrument6614497
Lender
NameFRANKENMUTH CU
TypeCredit Union
AddressFRANKENMUTH, MI 48734
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueOct 1, 2036
Interest
AdjustableAdjustable Rate Rider

Tax Assessment & Valuation

The 2025 property tax bill for 125 E Summit St was $2,634 with a homeowner's exemption.

Source: Washtenaw County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityChelsea City
CountyWashtenaw County
Unified School DistrictChelsea School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$166,900$333,800
2025$2,634.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 125 E Summit St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 E Summit St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHELSEA
serves 5,474 people · EPA ID MI0001370
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on E Summit St

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