121 E Summit St, Chelsea, MI 48118 Property Records

Washtenaw County property record for 121 E Summit St, Chelsea, MI 48118

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,821 sqft · built 1900
Lot Size	0.176 acres (7,667 sqft)
Owner	Individual Name on Record
Last Sale	$512,450 (Apr 2025)
Tax Bill	$5,785 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-06-12-403-018`

Property Details

APN / Parcel Number

Primary APN	`06-06-12-403-018`
Alternative APN	`FC0612403018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	1,821 sqft Living Area
1st Floor Area	1,260 sqft
Basement Area	796 sqft
Unfinished Basement	796 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	7,667 sqft (0.176 acres)
Lot Dimensions	132 ft deep x 58 ft wide
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	500 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	121 E SUMMIT ST
City	CHELSEA
State	MI
Zip	48118-1053
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3 TW
Legal Description	OLD SID - FC 06-570-004-00 CV 5-4 LOT 4 EXCEPT W 8 FT IN WIDTHBLK 16 E. CONGDON'S 3RD ADDITION.
Legal Range	3E
Legal Township	2S
Legal Section	12
Legal Subdivision	E CONGDONS 3RD ADD
Legal Block	16
Legal Lot Number	4
Jurisdiction	WASHTENAW MI
Township / Civil Division	CHELSEA
Census Block Group	2
Census Block	2017
Census Tract	446400

Owner

Source: Washtenaw County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1139 JOYCE LN, ANN ARBOR, MI 48103-8869
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2018	Deed of Trust, Mortgage · ARM MB FINANCIAL BANK NA
Jul 10, 2020	Warranty Deed, Transfer · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP
Mar 11, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 22, 2017	Warranty Deed, Transfer · Conventional Mortgage MB FINANCIAL BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2025 · Amount on Record
Deed Sale	Apr 30, 2025 · Amount on Record
Prior Sale	Jul 10, 2020 · Amount on Record
Deed Document Number	20256754621
Deed Book / Page	5587 / 640
Prior Transfer Date	Feb 14, 2019
Prior Transfer Doc	0006461959
Record Updated	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	121 E SUMMIT ST, CHELSEA, MI 48118-1053
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006412951
Date	Mar 1, 2018
Book Page	5246/224
Instrument	6412951

Lender

Name	MB FINANCIAL BANK NA
Type	Bank
Address	ANN ARBOR, MI 48105

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Mar 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHTENAW MI
Recording Date	Jul 10, 2020
Property Address	121 E SUMMIT ST, CHELSEA, MI 48118-1053
Document Number	0006530297
Book / Page	5363 / 513
Map Reference	LB 60 PG 674&675
Instrument Date	Jun 26, 2020
Instrument	6530297
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,440.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 E SUMMIT ST, 121, CHELSEA, MI 48118-1053

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 E SUMMIT ST, CHELSEA, MI 48118-1053

Mortgage

Document Number	0006530299
Date	Jul 10, 2020
Instrument	6530299

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHTENAW MI
Recording Date	Mar 11, 2019
Property Address	121 E SUMMIT ST, CHELSEA, MI 48118-1053
Document Number	0006461959
Book / Page	005295 / 000195
Instrument Date	Feb 14, 2019
Instrument	6461959
Transaction Type	Transfer
Record Updated	Apr 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	121 E SUMMIT ST CHELSEA MI 481181053, CHELSEA, MI 48118-1053

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHTENAW MI
Recording Date	Sep 22, 2017
Property Address	121 E SUMMIT ST, CHELSEA, MI 48118-1053
Document Number	0006391856
Book / Page	5225 / 177
Map Reference	LB60 PG674&675
Instrument Date	Sep 15, 2017
Instrument	6391856
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,545.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 E SUMMIT ST, 121, CHELSEA, MI 48118-1053

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1208 LINWOOD AVE # AN, AN, ANN ARBOR, MI 48103-3771
Investor	Possibly a Property Investor

Mortgage

Document Number	0006391857
Date	Sep 22, 2017
Instrument	6391857

Lender

Name	MB FINANCIAL BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Washtenaw County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Chelsea City
County	Washtenaw County
Unified School District	Chelsea School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$233,700	$467,400
2025	$5,785.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHELSEA serves 5,474 people · EPA ID MI0001370
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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