122 E Summit St, Chelsea, MI 48118 Property Records

Washtenaw County property record for 122 E Summit St, Chelsea, MI 48118

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,854 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$80,000 (Sep 2011)
Tax Bill	$2,895 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-06-12-404-009`

Property Details

APN / Parcel Number

Primary APN	`06-06-12-404-009`
Alternative APN	`FC0612404009`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,854 sqft Living Area
1st Floor Area	1,318 sqft
Basement Area	811 sqft
Unfinished Basement	811 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	107 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	122 E SUMMIT ST
City	CHELSEA
State	MI
Zip	48118-1054
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3 TW
Legal Description	OLD SID - FC 06-570-027-00 CV 5-27 LOT 7 BLK 17 E CONGDON'S 3RD ADDITION
Legal Range	03E
Legal Township	02S
Legal Section	12
Legal Subdivision	E CONGDONS 3RD ADD
Legal Block	17
Legal Lot Number	7
Jurisdiction	WASHTENAW MI
Township / Civil Division	CHELSEA
Census Block Group	2
Census Block	2025
Census Tract	446400

Owner

Source: Washtenaw County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	122 E SUMMIT ST, CHELSEA, MI 48118-1054
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2023	Deed of Trust, Mortgage · Commercial Mortgage CHELSEA STATE BANK
Dec 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 22, 2019	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS
Apr 24, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2011 · Amount on Record
Deed Sale	Sep 30, 2011 · Amount on Record
Deed Document Number	20116033746
Deed Book / Page	4867 / 262
Last Transfer Date	Apr 11, 2019
Transfer Doc	0006466946
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	122 E SUMMIT ST, CHELSEA, MI 48118-1054
Transaction Type	Mortgage
Record Updated	Oct 17, 2023
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 E SUMMIT ST 1010 S MAIN ST, CHELSEA, MI 48118

Mortgage

Document Number	0006700341
Date	Sep 25, 2023
Book Page	5533/471
Instrument	6700341

Lender

Name	CHELSEA STATE BANK
Type	Bank
Address	CHELSEA, MI 48118

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 19, 2033

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	122 E SUMMIT ST, CHELSEA, MI 48118-1054
Transaction Type	Mortgage
Record Updated	Dec 30, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 E SUMMIT ST, CHELSEA, MI 48118-1054

Mortgage

Document Number	0006628407
Date	Dec 17, 2021
Book Page	5461/557
Instrument	6628407

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	122 E SUMMIT ST, CHELSEA, MI 48118-1054
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006515179
Date	Apr 7, 2020
Book Page	5348/380
Instrument	6515179

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHTENAW MI
Recording Date	Apr 22, 2019
Property Address	122 E SUMMIT ST, CHELSEA, MI 48118-1054
Document Number	0006466946
Book / Page	005300 / 000187
Instrument Date	Apr 11, 2019
Instrument	6466946
Transaction Type	Transfer
Record Updated	May 8, 2019
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	122 E SUMMIT ST CHELSEA MI 481181054, CHELSEA, MI 48118-1054

Mortgage

Document Number	6466947
Date	Apr 22, 2019
Book Page	005300/000188
Instrument	6466947

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2049

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHTENAW MI
Recording Date	Apr 24, 2018
Property Address	122 E SUMMIT ST, CHELSEA, MI 48118-1054
Document Number	0006421366
Book / Page	005254 / 000647
Instrument Date	Apr 6, 2018
Instrument	6421366
Transaction Type	Transfer
Record Updated	Jun 19, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 ALGER PL GROSSE POINTE MI 482301908, GROSSE POINTE, MI 48230-1908

Tax Assessment & Valuation

Source: Washtenaw County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Chelsea City
County	Washtenaw County
Unified School District	Chelsea School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,700	$369,400
2025	$2,895.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHELSEA serves 5,474 people · EPA ID MI0001370
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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